
FWD Big 3 Critical Illness |
TM EarlyCover |
TM MultiCare |
Manulife Ready Complete Care |
TM Term Assure 2 |
Manulife LifeReady Plus |
FWD Cancer |
|
Type of plan |
Direct purchase insurance |
Single pay-out standalone plan |
Multi-pay standalone plan |
Term with ECI rider |
Whole life with ECI rider |
Cancer only |
|
Number of critical illness covered |
3 critical illnesses |
129 conditions |
129 conditions |
106 conditions |
129 conditions |
125 conditions |
1 critical illness |
Policy term |
Yearly renewable, up to age of 85 |
To age 70, 75 or 85 |
To age 70, 75 or 85 |
To age 75 or 99 |
5 or 10 year renewable or up to age 85 |
To age 99 |
Yearly renewable, up to age of 85 |
Pay-outs |
Lump sum pay-out upon diagnosis |
Pay-outs staggered according to stages |
Pay-outs staggered according to stages |
Pay-outs staggered according to stages |
Pay-outs staggered according to stages |
Pay-outs staggered according to stages |
Lump sum pay-out upon diagnosis |
Medical underwriting |
No, just answer 1 health declaration. |
May require medical underwriting with this subjected to the insurer’s discretion. |
May require medical underwriting with this subjected to the insurer’s discretion. |
May require medical underwriting with this subjected to the insurer’s discretion. |
May require medical underwriting with this subjected to the insurer’s discretion. |
May require medical underwriting with this subjected to the insurer’s discretion. |
No, just answer 1 health declaration. Cover may be given even with existing non-cancer related medical conditions. |
Death benefit |
$20,000 |
$20,000 regardless of number of prior claims made |
10% of sum assured regardless of number of prior claims made |
Total premiums paid less any claims pay-out will be refunded |
According to sum assured of plan |
According to sum assured of plan |
$5,000 |
Direct online purchase |
Yes |
No |
No |
No |
No |
No |
Yes |
Ongoing promotions |
- |
- |
- |
- |
- |
||
Information is accurate as of 6 December 2021 with changes subjected to the insurer's discretion.
On understanding critical illness coverage:
The Basics Of Critical Illness Insurance
Choosing the right critical illness coverage. Part 1
Choosing the right critical illness coverage. Part 2
Cheap Critical Illness Cover For Those In Their 30s
Critical illness coverage on a budget for age 40 and above
Available Critical Illness insurance on FSMOne: |
FWD Insurance - FWD Big 3 Critical Illness, FWD Cancer, FWD Heart Attack, FWD Stroke Manulife - Manulife ReadyCompleteCare, Critical SelectCare MSIG - Cancer Care Plus NTUC Income - Cancer Protect, Silver Protect, Lady 360 Tokio Marine - TM EarlyCover, TM MultiCare, TM Protect Cancer |
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Available Products on FSMOne Insurance |
Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment, General Insurance (Personal and Commercial) from AIG, Allianz, Chubb, Etiqa Insurance, FWD Insurance, Great Eastern, Manulife, NTUC Income, QBE, Sompo and Tokio Marine Life Insurance *Please check with our advisory team if the product you want is available on FSMOne Insurance |
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