Best Insurance for your lifestyle needs

• Pays claims on a first loss basis (no under-insurance or average clause applied)

• Up to $750 emergency cash allowance

• Covers home contents, furniture and interior decoration

• Up to $1 million personal liability cover

• Option to pay premiums on a monthly basis, with premiums from $8.18 a month

• Zero excess

• Coverage if your pet dog or cat is stolen or injured due to an insured event in your home

• Cover any damages to your home contents or house building if they are damaged in a fire caused by a personal mobility device, LTA-registered e-scooter, or power bank inside your house.

• Up to $500,000 family worldwide liability

• Complimentary 24/7 Emergency home assistance for home emergencies such as plumbing, electrician, locksmith, pest control and air-conditioner repair services.

• Up to $1 million worldwide personal legal liability

• Alternative accommodation / loss of rent benefit

• Removal of Debris

• Premiums from $10.08 a month

Use promo code “IFAST” for preferential rates on your FWD Home Insurance.

Use promo code "HOME30" to get 30% off Enhanced Home Insurance 3-year plan. Promotion ends 31 March 2025.

Enjoy 20% off Enhanced Home Plus. Promotion ends 28 February 2025.

• Coverage for surgical expenses due to your pet’s injuries, sickness, specified hereditary and congenital conditions - Get up to $10,000 coverage for your dog/puppy, and up to $3,800 for your cat/kitten.

• Chemotherapy benefits for your dog and cat- Get up to $2500 for your dog/puppy and $1200 for your cat/kitten if your pet is diagnosed with cancer.

• No Claim Discount of up to 15%

Enjoy 30% off MaidPlus. Promotion ends 28 February 2025.

• Personal Accident – covers up to $60,000 for accidental death and permanent disablement, and up to $3,000 for medical expenses

• Hospital and Surgical expenses – Up to $120,000 for maid’s hospitalisation and surgical expenses including 90 days pre and post hospitalisation expenses for diagnostic services and treatment

• Up to $20,000 repatriation expenses cover

• Maid insurance guarantee bond

• Option to reduce co-payment to 0%

• Premiums from $22.51 a month

Use promo code “IFAST” for preferential rates on your FWD Maid Insurance.

• Security bond plus - the only insurer who will pay directly to MOM for this bond, up to S$5,000, without any additional payment from you.

• 100% refund on cancellation within the first 3 months

• Cashless outpatient medical expenses up to $30 per visit under FWD network of clinics under Enhanced or Exclusive plans

• Waiver of co-payment under Exclusive plan

• Up to 30 days daily hospital allowance if your helper is under Enhanced or Exclusive plans

• $60,000 hospitalisation and surgical expenses limit, with option to increase this up to $120,000.

Enjoy up to 20% off Domestic Helper Insurance when you sign up for a qualifying policy. Promotion ends 31 January 2025.

• Preferential rates for medical consultations, plus compulsory 6-monthly medical examination through MediPass app

• Letter of Guarantee – Income pays for your helper’s hospitalisation expenses directly to hospital on your behalf.

• Pre-existing medical condition coverage if your helper is employed for more than 12 months in Singapore.

• Protect your helper with up to $80,000 personal accident coverage.

• Local and emergency overseas hospitalisation coverage for your helper (including COVID-19).

• Claim wages compensation if your helper is hospitalised or on hospitalisation leave and is unable to carry out her duties (up to 30 days). Available for Standard or Enhanced Plan.

Available Products on FSMOne Insurance

Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment, General Insurance (Personal and Commercial)

from AIG, Allianz, Cigna, Chubb, Etiqa Insurance, FWD Insurance, Great Eastern, Henner, Income, Manulife, MSIG, Raffles Health Insurance, Singlife, Sompo, Tokio Marine, and QBE.

*Please check with our team if the product you want is available on FSMOne Insurance