Insurance

Get The Best Insurance For Your Needs

Find and compare the best insurance for your needs. Our insurance experts can offer advice based on your requirements.
Check out some of the top policies we offer.

Best Car Insurance Plans in Singapore

Providers
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Allianz Motor Protect

15% off Electric & Hybrid Cars, 10% off other cars

Use Code: AZELECTRIC  Ends 30 Jun 2026

via Allianz Insurance's Website

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Income Drivo Car Insurance

Up to 550,000 STAR$® (worth up to $550 eCapitaVouchers)

Use Code: EDRIVO26  Ends 31 Jul 2026

via Income Insurance 's Website

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Income Motorcycle Insurance

Up to 150,000^ STAR$® (worth up to S$150 eCapitaVoucher)

Use Code: RIDE26  TnCs apply. Promotion ends 31 Dec 2026

via Income Insurance 's Website

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MSIG Private Motor

via MSIG's Website

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Sompo Private Car

via Sompo's Website

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Tokio Marine Private Motor Car

via Tokio Marine's Website

NCD Protector

✔ (Optional add-on)

NCD Protector

✔ (Optional add-on for 30% and above; free protector if NCD at 50% for at least two consecutive years)

NCD Protector

NCD Protector

✔ (Optional add-on)

NCD Protector

✔ (Optional add-on)

NCD Protector

-

Can the Excess be Adjusted?

Can the Excess be Adjusted?

-

Can the Excess be Adjusted?

-

Can the Excess be Adjusted?

-

Can the Excess be Adjusted?

-

Can the Excess be Adjusted?

-

Legal Liability to Third Party?

Legal Liability to Third Party?

Legal Liability to Third Party?

Legal Liability to Third Party?

Legal Liability to Third Party?

Legal Liability to Third Party?

Complimentary Courtesy Car Available?

✔ (Comprehensive plan)

Complimentary Courtesy Car Available?

-

Complimentary Courtesy Car Available?

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Complimentary Courtesy Car Available?

-

Complimentary Courtesy Car Available?

-

Complimentary Courtesy Car Available?

-

Windscreen Cover

✔ (Comprehensive plan)

Windscreen Cover

Windscreen Cover

N.A.

Windscreen Cover

Windscreen Cover

Windscreen Cover

24/7 Roadside Assistance

✔ (Comprehensive plan)

24/7 Roadside Assistance

-

24/7 Roadside Assistance

-

24/7 Roadside Assistance

24/7 Roadside Assistance

24/7 Roadside Assistance

-

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Allianz Motor Protect

15% off Electric & Hybrid Cars, 10% off other cars

Use Code: AZELECTRIC  Ends 30 Jun 2026

via Allianz Insurance's Website

NCD Protector

✔ (Optional add-on)

Can the Excess be Adjusted?

Legal Liability to Third Party?

Complimentary Courtesy Car Available?

✔ (Comprehensive plan)

Windscreen Cover

✔ (Comprehensive plan)

24/7 Roadside Assistance

✔ (Comprehensive plan)

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Income Drivo Car Insurance

Up to 550,000 STAR$® (worth up to $550 eCapitaVouchers)

Use Code: EDRIVO26  Ends 31 Jul 2026

via Income Insurance 's Website

NCD Protector

✔ (Optional add-on for 30% and above; free protector if NCD at 50% for at least two consecutive years)

Can the Excess be Adjusted?

-

Legal Liability to Third Party?

Complimentary Courtesy Car Available?

-

Windscreen Cover

24/7 Roadside Assistance

-

logo
Income Motorcycle Insurance

Up to 150,000^ STAR$® (worth up to S$150 eCapitaVoucher)

Use Code: RIDE26  TnCs apply. Promotion ends 31 Dec 2026

via Income Insurance 's Website

NCD Protector

Can the Excess be Adjusted?

-

Legal Liability to Third Party?

Complimentary Courtesy Car Available?

-

Windscreen Cover

N.A.

24/7 Roadside Assistance

-

logo
MSIG Private Motor

via MSIG's Website

NCD Protector

✔ (Optional add-on)

Can the Excess be Adjusted?

-

Legal Liability to Third Party?

Complimentary Courtesy Car Available?

-

Windscreen Cover

24/7 Roadside Assistance

logo
Sompo Private Car

via Sompo's Website

NCD Protector

✔ (Optional add-on)

Can the Excess be Adjusted?

-

Legal Liability to Third Party?

Complimentary Courtesy Car Available?

-

Windscreen Cover

24/7 Roadside Assistance

logo
Tokio Marine Private Motor Car

via Tokio Marine's Website

NCD Protector

-

Can the Excess be Adjusted?

-

Legal Liability to Third Party?

Complimentary Courtesy Car Available?

-

Windscreen Cover

24/7 Roadside Assistance

-

Need help choosing
the right Car Insurance?
Ongoing promotionsCoverage typeNo Claim Discount (NCD)Excess amountFind the perfect fit

Hurry, these deals won't last!

Get up to $420 eCapitaVouchers* for Income Drivo Car Insurance. Promotion ends 31 Dec 2025. *TnCs apply.

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Still unsure how to choose? Let our experts help you!

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The 5 Factors Affecting Your Car Insurance Premiums

Frequently Asked Questions

NCD (No Claim Discount) protector  is a discount on your car insurance premium that rewards safe drivers for their accident-free record.

Your NCD might remain unaffected if you are proven entirely not at fault in an accident involving another vehicle. Some insurers offer protection against NCD loss, especially if you have built up a substantial NCD level, like 50% (five years or more without a claim).

Yes. You can even potentially reduce your car insurance costs by taking your renewal notice to a different insurer, as some may offer price matching. Reach out to us here if you would like to find out more.

There are a few ways to reduce your car insurance premiums:

  1. Adjusting your excess – a higher excess will result in lower premiums.
  2. Compare quotations – get quotations from several insurers to see which policy can best suit your budget and needs.
  3. Price matching – share your renewal notice with an alternative insurer to see if they are able to lower the premiums, or offer higher coverage for the same premiums.

Reach out to us here if you would like to find out more.

Typically, car insurance policies require you to list drivers to ensure they are covered. However, some insurers may provide coverage for unnamed drivers.

Please feel free to reach out to us here if you would like to find out more.

If you have car insurance from insurer like Allianz Motor Protect, FWD Car Insurance, MSIG Private Motor, or Sompo Private Car, you likely have access to 24/7 roadside assistance. Contact their hotline for assistance.

Remember to report the accident within 24 hours or by the next working day as per most insurers' requirements.

You can find the list of car insurance providers we collaborate with in the table provided above.

Contact us here if you would like to find out more.
Car insurance plans available on FSM Global are underwritten by the respective insurers.
View All FAQs

Disclaimer:

Information retrieved from respective insurer website on 21 January 2025. This website is not a contract of insurance. Insurance products are underwritten by the respective insurance partners and distributed by iFAST. All materials and content found in this website are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. You are advised to read the precise terms, conditions and exclusions specified in the relevant policy contract and consider carefully whether the product in question is suitable. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product. While iFAST and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice. This comparison does not include information on all similar products. iFAST does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed in www.comparefirst.sg This advertisement has not been reviewed by the Monetary Authority of Singapore.