Insurance

Get The Best Insurance For Your Needs

Find and compare the best insurance for your needs. Our insurance experts can offer advice based on your requirements.
Check out some of the top policies we offer.

Best Personal Accident Insurance

Providers
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Allianz Accident Protect Plus

Get 20% off

Use Code: AZAPP20  Ends 30 Jun 2026

via Allianz Insurance's Website

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FWD PA

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

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Income PA Assurance

Up to 250,000^ STAR$® (worth $250 eCapitaVoucher) on eligible PA plans.

Promo ends 30 Jun 2026. TnCs apply.

via Income Insurance 's Website

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MSIG PA Recovery Plus

Enjoy 20% off

Ends 30 June 2026.

via MSIG's Website

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MSIG Protection Plus

via MSIG's Website

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QBE PA Prestige

via QBE's Website

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Sompo PA Ease

via Sompo's Website

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Sompo PA Star

via Sompo's Website

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TM Protect MosBite

via Tokio Marine's Website

Personal Accident Cover

Choice of $100,000 to $500,000

Personal Accident Cover

Choice of $100,000 to $1,000,000

Personal Accident Cover

Choice of $100,000 to $1,000,000

Personal Accident Cover

Choice of $100,000 to $300,000

Personal Accident Cover

Choice of $100,000 to $250,000

Personal Accident Cover

Choice of $100,000 to $1,000,000

Personal Accident Cover

Choice of $50,000 to $150,000

Personal Accident Cover

Choice of $100,000 to $1,000,000

Personal Accident Cover

-

Medical Expense Benefit

Up to $7,000 per accident

Medical Expense Benefit

Up to $15,000 per accident

Medical Expense Benefit

Up to $20,000 per accident

Medical Expense Benefit

Up to $3,000 per injury

Medical Expense Benefit

Up to $5,000

Medical Expense Benefit

Up to $10,000 per accident

Medical Expense Benefit

Up to $3,000 per accident

Medical Expense Benefit

Up to $7,500 per accident

Medical Expense Benefit

Lump sum pay-out of $1,500 or $3,000 upon diagnosis of one of the specified mosquito-borne illness.

Infectious Disease Cover

Yes, covers for 27 infectious diseases

Infectious Disease Cover

Yes, covers for 24 infectious diseases

Infectious Disease Cover

Optional add-on cover for 26 infectious diseases

Infectious Disease Cover

No

Infectious Disease Cover

No

Infectious Disease Cover

Covers for Dengue fever, Zika virus, Hand foot and Mouth Disease (HFMD), Measles, and Tuberculosis

Infectious Disease Cover

Yes, covers for 24 infectious diseases

Infectious Disease Cover

Yes, covers for 24 infectious diseases

Infectious Disease Cover

Covers for Dengue fever, Zika fever, Chikungunya fever, Yellow fever, and Malaria

Family Coverage Benefits

Family and couple plans will enjoy a 15% premium discount on premium payable.

Family Coverage Benefits

-

Family Coverage Benefits

40% off your child’s premiums by insuring under the same policy with either you or your spouse.

Family Coverage Benefits

-

Family Coverage Benefits

Free cover for up to 3 children when you and your spouse enrol in plan at the same time.

Family Coverage Benefits

Complimentary cover for up to 3 children per policy if both parents are insured under the policy.

Family Coverage Benefits

Child pays a lower premium than adults.

Family Coverage Benefits

Free child cover for up to 3 children when both parents are covered under the same Policy.

Family Coverage Benefits

-

Key Benefits
  • Lump Sum Payment upon diagnosis of Infectious Diseases
  • Mobility Aids and Home Modification Benefit prescribed by the medical practitioner and any home modifications of your flat for coping with the permanent disablement will be covered.
  • Medical & Surgical Expense as a result of an Accident, including Chiropractor, Traditional Chinese Medical (TCM) Practitioner or Physiotherapist medical expenses
Key Benefits
  • Get adventure sports coverage at no additional cost
  • Lump Sum Payment upon diagnosis of Infectious Diseases - up to 50% of the benefit limit, based on your selected plan, capped at S$150,000
Key Benefits
  • Coverage for chiropractors and TCM treatments in the event of an accident, including sports injury.
  • Coverage for stomach flu and all influenza A strains
  • Reimbursement for post-accident home modification and physiotherapy expenses incurred due to accidents.
  • Up to $25,000 per accident hospitalisation expenses coverage due to an accident or infectious disease.
  • Family support fund – get up to $35,000 for your dependents in the event of death due to an injury caused by an accident
  • Reimbursement for cost of diagnostic procedures and tests for broken bones or fractures due to an injury
Key Benefits
  • Home and Car Modification Expenses
  • Fitness and Sports Membership Fees
  • Petcare Allowance
  • Permanent Caregiver Grant
  • Cosmetic Procedure Expenses
Key Benefits
  • Permanent and Total Disablement Cover - payout of up to $375,000
  • Covers for third degree burns arising from any injury
  • Up to $10,000 Bereavement Grant
  • Temporary Total Disablement Cover
  • Hospital Cash Benefit
Key Benefits
  • Up to $750 limit for Traditional Chinese Medicine/ Chiropractor
  • Maximum coverage of up to S$250,000 for ADPD under Child's cover
  • Accidental Medical Expenses limit is on maximum any one accident basis with no aggregate limit
  • Medical expenses incurred for Dengue Fever and Zika Virus, Accidental Food Poisoning, etc
  • Treatment Expenses incurred due to a covered Accidental Injury.
Key Benefits
  • Affordable premiums from $95.92 a year
  • Full coverage for children from as early as 1 month old (subject to premium payable per child)
  • Free Extension coverage for Accidental Miscarriage, Food Poisoning, Insect/Animal Bites
  • Coma due to accidental injury up to $15,000
  • 24/7 Worldwide coverage against accidental injuries
Key Benefits
  • Medical expenses coverage for accidents and 24 Specified Infectious Disease including Dengue Fever, Hand Foot Mouth Disease and ZIKA virus.
  • Purchase up to age 71, and renew up to age 81
  • Free Extension Coverage for Food Poisoning, Accidental Miscarriage, Insect / Animal Bites.
  • Weekly Income Benefit up to S$2,000.
  • Full Terrorism Coverage.
  • Baby Bonus Allowance of S$100.
  • Coverage for cancellation of Staycations or Covered events Due to Hospitalisation.
  • Marriage Bonus Allowance of S$100.
Key Benefits
  • 100% benefit payout for Dengue fever, Zika fever, Chikungunya fever, Yellow fever and Malaria diagnosed in Singapore.
  • Guaranteed acceptance, coverage for all ages, up to age 99.
  • Cover out-of-pocket expenses when you are seeking treatments for mosquito-borne illnesses.
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Allianz Accident Protect Plus

Get 20% off

Use Code: AZAPP20  Ends 30 Jun 2026

via Allianz Insurance's Website

Personal Accident Cover

Choice of $100,000 to $500,000

Medical Expense Benefit

Up to $7,000 per accident

Infectious Disease Cover

Yes, covers for 27 infectious diseases

Family Coverage Benefits

Family and couple plans will enjoy a 15% premium discount on premium payable.

Key Benefits
  • Lump Sum Payment upon diagnosis of Infectious Diseases
  • Mobility Aids and Home Modification Benefit prescribed by the medical practitioner and any home modifications of your flat for coping with the permanent disablement will be covered.
  • Medical & Surgical Expense as a result of an Accident, including Chiropractor, Traditional Chinese Medical (TCM) Practitioner or Physiotherapist medical expenses
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FWD PA

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

Personal Accident Cover

Choice of $100,000 to $1,000,000

Medical Expense Benefit

Up to $15,000 per accident

Infectious Disease Cover

Yes, covers for 24 infectious diseases

Family Coverage Benefits

-

Key Benefits
  • Get adventure sports coverage at no additional cost
  • Lump Sum Payment upon diagnosis of Infectious Diseases - up to 50% of the benefit limit, based on your selected plan, capped at S$150,000
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Income PA Assurance

Up to 250,000^ STAR$® (worth $250 eCapitaVoucher) on eligible PA plans.

Promo ends 30 Jun 2026. TnCs apply.

via Income Insurance 's Website

Personal Accident Cover

Choice of $100,000 to $1,000,000

Medical Expense Benefit

Up to $20,000 per accident

Infectious Disease Cover

Optional add-on cover for 26 infectious diseases

Family Coverage Benefits

40% off your child’s premiums by insuring under the same policy with either you or your spouse.

Key Benefits
  • Coverage for chiropractors and TCM treatments in the event of an accident, including sports injury.
  • Coverage for stomach flu and all influenza A strains
  • Reimbursement for post-accident home modification and physiotherapy expenses incurred due to accidents.
  • Up to $25,000 per accident hospitalisation expenses coverage due to an accident or infectious disease.
  • Family support fund – get up to $35,000 for your dependents in the event of death due to an injury caused by an accident
  • Reimbursement for cost of diagnostic procedures and tests for broken bones or fractures due to an injury
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MSIG PA Recovery Plus

Enjoy 20% off

Ends 30 June 2026.

via MSIG's Website

Personal Accident Cover

Choice of $100,000 to $300,000

Medical Expense Benefit

Up to $3,000 per injury

Infectious Disease Cover

No

Family Coverage Benefits

-

Key Benefits
  • Home and Car Modification Expenses
  • Fitness and Sports Membership Fees
  • Petcare Allowance
  • Permanent Caregiver Grant
  • Cosmetic Procedure Expenses
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MSIG Protection Plus

via MSIG's Website

Personal Accident Cover

Choice of $100,000 to $250,000

Medical Expense Benefit

Up to $5,000

Infectious Disease Cover

No

Family Coverage Benefits

Free cover for up to 3 children when you and your spouse enrol in plan at the same time.

Key Benefits
  • Permanent and Total Disablement Cover - payout of up to $375,000
  • Covers for third degree burns arising from any injury
  • Up to $10,000 Bereavement Grant
  • Temporary Total Disablement Cover
  • Hospital Cash Benefit
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QBE PA Prestige

via QBE's Website

Personal Accident Cover

Choice of $100,000 to $1,000,000

Medical Expense Benefit

Up to $10,000 per accident

Infectious Disease Cover

Covers for Dengue fever, Zika virus, Hand foot and Mouth Disease (HFMD), Measles, and Tuberculosis

Family Coverage Benefits

Complimentary cover for up to 3 children per policy if both parents are insured under the policy.

Key Benefits
  • Up to $750 limit for Traditional Chinese Medicine/ Chiropractor
  • Maximum coverage of up to S$250,000 for ADPD under Child's cover
  • Accidental Medical Expenses limit is on maximum any one accident basis with no aggregate limit
  • Medical expenses incurred for Dengue Fever and Zika Virus, Accidental Food Poisoning, etc
  • Treatment Expenses incurred due to a covered Accidental Injury.
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Sompo PA Ease

via Sompo's Website

Personal Accident Cover

Choice of $50,000 to $150,000

Medical Expense Benefit

Up to $3,000 per accident

Infectious Disease Cover

Yes, covers for 24 infectious diseases

Family Coverage Benefits

Child pays a lower premium than adults.

Key Benefits
  • Affordable premiums from $95.92 a year
  • Full coverage for children from as early as 1 month old (subject to premium payable per child)
  • Free Extension coverage for Accidental Miscarriage, Food Poisoning, Insect/Animal Bites
  • Coma due to accidental injury up to $15,000
  • 24/7 Worldwide coverage against accidental injuries
logo
Sompo PA Star

via Sompo's Website

Personal Accident Cover

Choice of $100,000 to $1,000,000

Medical Expense Benefit

Up to $7,500 per accident

Infectious Disease Cover

Yes, covers for 24 infectious diseases

Family Coverage Benefits

Free child cover for up to 3 children when both parents are covered under the same Policy.

Key Benefits
  • Medical expenses coverage for accidents and 24 Specified Infectious Disease including Dengue Fever, Hand Foot Mouth Disease and ZIKA virus.
  • Purchase up to age 71, and renew up to age 81
  • Free Extension Coverage for Food Poisoning, Accidental Miscarriage, Insect / Animal Bites.
  • Weekly Income Benefit up to S$2,000.
  • Full Terrorism Coverage.
  • Baby Bonus Allowance of S$100.
  • Coverage for cancellation of Staycations or Covered events Due to Hospitalisation.
  • Marriage Bonus Allowance of S$100.
logo
TM Protect MosBite

via Tokio Marine's Website

Personal Accident Cover

-

Medical Expense Benefit

Lump sum pay-out of $1,500 or $3,000 upon diagnosis of one of the specified mosquito-borne illness.

Infectious Disease Cover

Covers for Dengue fever, Zika fever, Chikungunya fever, Yellow fever, and Malaria

Family Coverage Benefits

-

Key Benefits
  • 100% benefit payout for Dengue fever, Zika fever, Chikungunya fever, Yellow fever and Malaria diagnosed in Singapore.
  • Guaranteed acceptance, coverage for all ages, up to age 99.
  • Cover out-of-pocket expenses when you are seeking treatments for mosquito-borne illnesses.
Need help choosing
the right Personal Accident Insurance?
CoverageSuitability

What are Personal Accident plans?

Personal accident insurance (PA) is designed to provide financial protection in the event of accidental injuries. PA plans covers medical and hospitalisation expenses, and provides benefits for disabilities or death resulting from accidents.

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Still unsure how to choose? Let our experts help you!

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Accidents Happen: Are You Covered?

Frequently Asked Questions

Yes, some Personal Accident (PA) plans in Singapore do cover dengue fever and other infectious diseases, but this is not a standard feature in all policies. This is what you need to know:

Coverage for Infectious Diseases:
  • Is not a standard feature: PA plans traditionally focused on injuries from accidents. However, with the rise of infectious diseases like dengue fever and COVID-19, some insurers have started to include coverage for specific infectious diseases in their comprehensive plans, or as an add-on.
  • Covers for specific infectious diseases: Infectious disease coverage applies to a list of infectious diseases specified by the insurer. This may include dengue fever, Hand, Foot and Mouth Disease (HFMD), and others. Check your policy wording for the exact list of infectious disease covered.
  • Has different types of benefits: Benefits may include
    • Hospitalisation expenses: Reimbursement for medical expenses incurred due to hospitalisation for a covered infectious disease.
    • Daily hospital cash Benefit: A lump sum pay-out for each day of hospitalisation due to a covered infectious disease.
    • Lump Sum Benefit: A one-time payout upon diagnosis of a covered infectious disease.
Important Points to Consider:
  • Policy Wording: Always refer to the policy wording or product summary of the specific PA plan you are considering. This document will clearly state whether infectious diseases are covered and the extent of coverage.
  • Exclusions: Be aware of any exclusions in the policy. For example, some policies might not cover epidemics or pandemics declared by health authorities.
  • Optional Add-ons: Some insurers offer optional add-ons to enhance the coverage of their PA plans, including more comprehensive coverage for infectious diseases.
In summary, while not all PA plans cover dengue fever or other infectious diseases, some do offer this coverage as part of their standard benefits or as an optional add-on. Always review the policy details to understand your scope of coverage.
Choosing a Personal Accident plan? Our comparison page highlights the key features. Click here.
You may get a quote and purchase a personal accident plan directly online, on your own. Click here to select your plan and make your purchase.
Please contact the respective insurer that you bought your Personal Accident plan from.
You can find the list of personal accident insurance providers we collaborate with in the table provided above.
Contact us here if you would like to find out more.
Personal accident plans available on FSMOne are underwritten by the respective insurers.
View All FAQs

Disclaimer:

^List of infectious disease covered will differ between insurers and plans. For avoidance of doubt, please refer to your policy wording to check on the infectious diseases covered by your policy. Information retrieved from respective insurer website on 17 January 2025. This website is not a contract of insurance. Insurance products are underwritten by the respective insurance partners and distributed by iFAST. All materials and content found in this website are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. You are advised to read the precise terms, conditions and exclusions specified in the relevant policy contract and consider carefully whether the product in question is suitable. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product. While iFAST and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice. This comparison does not include information on all similar products. iFAST does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed in www.comparefirst.sg. This advertisement has not been reviewed by the Monetary Authority of Singapore.