Rising shield plan premiums got you down? We are offering up to $50 Cash Account credits* when you transfer your shield plans to FSMOne

Starting 1st April 2025, expect to see higher MediShield Life premiums at renewal which will also lead to adjustments in some Integrated Shield Plan premiums. We understand this can be a concern, and if you're with Income, Singlife, or Raffles Health Insurance, we are here to help you manage the costs.

[Back by popular demand] Get up to $50 Cash Account credits when you transfer your shield plan to FSMOne

Missed last year’s transfer-in shield promotion? It’s now back for a limited time only. From 11 April to 31 May 2025, transfer your existing Income, Raffles Health Insurance or Singlife shield plans to FSMOne to receive up to $50 Cash Account credits! Maximise your savings with FSMOne!

Reach out to us to start the transfer in process for your Integrated Shield plan and be rewarded based on the number of successfully transferred policies. The more you transfer the more you save. 💰

If you have an Enhanced IncomeShield, IncomeShield or a Raffles Shield rider, you may also be eligible to receive up to 45% commission rebates when you transfer your plans into FSMOne^. Click the button below to get started:

Policies eligible for this campaign:

Income: Enhanced IncomeShield Basic, Enhanced IncomeShield Advantage, Enhanced IncomeShield Preferred, IncomeShield Plan C, IncomeShield Plan B, IncomeShield Plan A, IncomeShield Plan P

Raffles Health Insurance: Raffles Shield Standard, Raffles Shield B, Raffles Shield A, Raffles Shield Private

Singlife: Singlife Shield Plan 3, Singlife Shield Plan 2, Singlife Shield Plan 1

^Up to 45% commission rebates for transfer-in policies

Enhanced IncomeShield or IncomeShield

If you have an Enhanced IncomeShield or IncomeShield plan but do not have an agent to service your policy, transfer your plan into FSMOne and let us be your servicing agent! Our team will assist you with any queries or claims you may have and keep you updated on any policy changes. You will also receive up to 45% commission rebates on the cash portion of your premiums paid! Contact us here to transfer your Income Shield plan to us.

Raffles Shield

If you have a Raffles Shield plan, transfer your IP plan and rider into FSMOne to receive up to 45% commission rebates on the premiums paid for your IP rider! The riders eligible for commission rebate are: Raffles Premier Rider, Raffles Key Rider, Raffles Cancer Guard Rider. Contact us here to transfer your Raffles Shield and rider to FSMOne!

Why choose FSMOne for your insurance needs

#1 Consolidated overview of your insurance portfolio

Transfer your integrated shield plan into FSMOne and enjoy the following services from us:

We can service your policy and assist with your insurance queries.

Reach out to us if you have any questions or if you need to make a claim.

Enjoy a consolidated view of your insurance and investment on FSMOne with one simple click:

#2 Get a second opinion or enjoy a complimentary review with us

At FSMOne, we strive to be an all-in-one platform for all your investment and insurance needs. As part of our service, we also provide complimentary insurance portfolio reviews just for you.

Reach out to us here if you would like to review your insurance portfolio.

#3 Enjoy ongoing savings when you choose FSMOne for your insurance needs

Purchase or transfer in your existing integrated shield plan to us and enjoy up to 45% commission rebates on the cash portion of your premiums. We will continue to give you commission rebates for as long as we receive commission from the insurer.

Read how our commission rebate works here.

Or click here if you have a question about your shield plan or insurance in general

*Terms and Conditions:

1. This Transfer-in Program (the “Campaign”) is valid from 11 April to 31 May 2025, both dates inclusive (the “Campaign Period”).

2. Cash Account credit (the “Reward”) will be processed within 3 weeks after the end of the Campaign Period. To be eligible for the Reward, policy must be successfully transferred to FSMOne by 31 May 2025.

3. For avoidance of doubt, policies eligible to receive the Reward are: Enhanced IncomeShield Basic, Enhanced IncomeShield Advantage, Enhanced IncomeShield Preferred, Raffles Shield Private, Raffles Shield A, Raffles Shield B, Raffles Shield Standard, Singlife Shield Plan 3, Singlife Shield Plan 2, Singlife Shield Plan 1.

4. FSMOne will use the insurer’s effected request date as the date of successful transfer.

5. The maximum Reward any client can receive is capped at $50.

6. Shield plan transfers made internally within iFAST Financial will not be eligible for the Reward (i.e. Transfer(s) made from iFAST Financial, or iFAST Global Markets)

7. Client must be an FSMOne account holder to receive the Reward. New account holders will also be eligible for the promotion. Clients with no FSMOne account will not be eligible for the Reward. Name of policyholder must match with the name of the FSMOne Account Number provided to be eligible for the Reward.

8. FSMOne reserves the right to replace the reward of similar value without prior notification.

9. FSMOne reserves the right to amend the Terms and Conditions without prior notification and has the final decision on all matters relating to this Campaign. Any appeals will not be entertained.

^{Disclaimer(s):}

^{^Only the transfer-in of Income Shield plans (Enhanced IncomeShield Basic, Enhanced IncomeShield Advantage, and Enhanced IncomeShield Preferred), and Raffles Shield riders (Raffles Premier Rider, Raffles Key Rider, Raffles Cancer Guard Rider) are eligible for commission rebates. Commission rebates will only be given on the cash portion of premiums paid. More information on commission rebates can be found here.}

^{All materials and content found in this article are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. This article is not a contract of insurance.}

^{Insurance products are underwritten by the respective insurance partners and distributed by iFAST Financial Pte Ltd (“iFAST”). You are advised to review the specific terms, conditions and exclusions in the relevant policy contract.}

^{You are advised to read the key product documents, including (but not limited to) the product summary, before deciding whether the product is suitable for you. You should consider carefully if the products you are purchasing are suitable for your financial objectives, experience, risk tolerance and other personal circumstances. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product.}

^{While iFAST and its third-party providers strive to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice. More information on iFAST Digital Term can be found here: https://secure.fundsupermart.com/fsmone/insurance/ifast-digital-term.}

^{Purchasing a life insurance policy is a long-term commitment, and early termination may involve significant costs. The surrender value, if any, may be zero or less than the total premiums paid.}

^{This advertisement has not been reviewed by the Monetary Authority of Singapore.}