Overview
FSM Margin Services
Interest Rates
Key Risks Of Product Financing
How It Works
Who is Eligible?
21 years and above.

Primary account holder must be at least 21 years old and above.

Accredited Investors

Clients who are Accredited Investors (AI) and have declared as such may also opt in for Margin Facility. There is no minimum AUA requirement for AI clients to enjoy the facility.

Declare AI Status today
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Why choose FSM for margin services?
firstInIndustryMarginIconIcon

First-in-industry margin facility that allows you to retain your Cash Balances while utilising margin for investments.

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Maximum margin is determined based on your entire FSM portfolio holdings across multiple asset classes.

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Single unified margin buying power to cross-finance in different products across multiple currencies.

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Highly-attractive margin interest rates in the market and across the brokerage industry.

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Extensive list of marginable products including approved Unit Trusts, Bonds, Stocks & ETFs.

Find out more on your eligibility status

Borrow up to 8 currencies with highly-attractive interest rates to invest in global securities and funds

Diversify your asset classes by leveraging in marginable equities, OTC bonds & unit trusts across major global markets. Save on unnecessary FX conversion cost by borrowing in the product's currency – up to 8 currencies!

Coin
Margin Interest Rates
sgdsgd
3.98% p.a.
usdusd
6.11% p.a.
hkdhkd
5.96% p.a.
cnhcnh
5.39% p.a.
eureur
4.94% p.a.
gbpgbp
6.06% p.a.
jpyjpy
2.77% p.a.
chfchf
2.31% p.a.

Enjoy Preferential Margin Rates* ranging from 0.23% to 1.89% off Standard Board Rates, with an increased credit limit and access to a wider range of marginable products upon account linkage.
Updated as of 30 Jun 2026.

*Enquire with FSM customer service to learn more!

Key Risks of
Product Financing
Leveraging

Trading on margin means using borrowed funds to invest in eligible products. In this situation, both gains and losses can be greatly amplified.

When trading on margin, if the value of the collaterals declines substantially, which falls below the maintenance margin requirement, you may be called upon to deposit substantial additional funds on short notice in order to maintain your margin position, or faced forced liquidation actions to force sell your positions.

Interest Rate

Cost of borrowing from margin loans might fluctuate and erode the investment returns that are being purchased on margin.

Liquidity
Market environment or regulations may result in risk of suspension or restriction in trading of certain product due to illiquidity issues. In this case, it may increase the risk of loss due to the inability to liquidate positions effectively or favourably.
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