FSM Global

ARE YOU READY: TO MAKE THE MOST OF YOUR CPF

FSM Global

How often do you include your CPF monies when planning for your finances?

Or, do you simply leave it aside, thinking that it’s untouchable but sufficient to cover the cost of your retirement?

FSM Global

Use this retirement calculator as a quick tool to estimate how much you’ll need.

FSM Global

Spoiler alert: It isn’t.

While our CPF Ordinary Account (OA) and Special Account (SA) provide 2.5% p.a. and 4% p.a. respectively – have you considered that you can do even better through investing?

MANAGED BY PROFESSIONALS

Unit trusts are a good way to start.

They are a basket of assets (stocks, bonds, and other investment instruments) that are actively and professionally managed by a fund manager. They’re diversified and a great way to get started with minimum investment amounts as low as $1,000 / $100.

Build your portfolio with a GDP-weighted approach

We’re advocates of the GDP-weighted approach and have identified 5 major economic regions that drive most of the global economic output:

US

Europe

Asia ex Japan

Japan

Emerging Markets

Learn more about our recommended allocation and shortlisted funds so that you can build your desired CPF portfolio.

INSIGHTS

FSM Global

Research

Market Outlook: How to position your portfolio for the second half of 2023

With global equities continuing their ferocious rally as we close off the first half of the year, investors should position their portfolios tactically for the second half of the year to avoid getting blindsided.

by Zheng BolunJul 7, 2023 95

Stocks

China Resources Power：Investment Opportunities in Improving Flexible Operation of Thermal Power

In recent years, China has accelerated the pace of its wind and solar power installations, cementing its role as a global leader in renewable energy. As higher levels of renewable energy are integrated into the grid, the power system will require higher operational flexibility, with a stable fuel source providing cover for the intermittency of renewable energy.

by iFAST Research TeamFeb 22, 2023 112
FSM Global

Funds

Check out these bond funds included in CPFIS that can potentially offer higher yields than T-bills

by Yeo Hui ShiJan 13, 2023 899
FSM Global

Funds

Key reasons for the sell-off in Chinese equities and why you should stay the course

by iFAST Research TeamMar 15, 2021 691

The battles of styles: which global equity fund should you invest in for 2021?

by Shawn Teow

The two giants in our Asian small cap fund universe

by Shawn Teow

Asia’s cyclical recovery is in full swing. Is it time to consider small caps?

by Shawn Teow

Are dividend-paying stocks worth the craze?

by Tan Chu Ren

Fund Focus: Hear from the fund manager of the Legg Mason Western Asset Global Bond Trust (Part 2)

by iFAST Content & Marketing Team

FAQs

  • Are at least 18 years old;
  • Have more than $20,000 in your OA; and or
  • More than $40,000 in your SA;
  • Have an agent bank account with DBS, OCBC or UOB if you are investing your CPF-OA (don't worry, it's easy to open one);
  • Are not an undischarged bankrupt; and
  • Have an FSM account!

  • Have an FSM account (if not, open one here)
  • Complete the CPFIS Self-Awareness Questionnaire (SAQ)
  • Open a CPF agent bank account for CPFOA
  • Available monies in your CPF-OA and/or CPF-SA

With FSM Global, there is no sales charge nor platform fee for your CPF investments. The only cost involved (aside from those incurred from the fund), is the agent bank charge.