Low-Cost Protection
Transparency
Cost Savings
Innovative Tools
Free Professional Advice
Low-Cost Protection
At FSM Global, we aim to provide outstanding value and choices for you. The onboarding of insurance products supported by our transparent fee structure and information will make it simple for you to understand. Choosing the most suitable insurance plan has never been easier with our tools and research. There are no gimmicks and no unnecessary pressure to jump into any insurance purchase.
Transparency
We value transparency and trust. That is why we introduce Insurance at FSM Global as a value-added service to you. Clients who are seeking transparency on commissions that they pay when purchasing insurance can now make more informed choices with Insurance at FSM Global.
Cost Savings
Being a DIY client at FSMOne, we are able to deliver the commissions back directly to you from leading insurers. A 30% commission rebate effectively translates to cost savings for all our clients. We help you in getting protected at the lowest cost possible and in turn encourage you to use the cost savings for your investments.
Click here to find out how our commission rebate works
Innovative Tools
Every insurance product listed on the website comes with an insurance factsheet, suitability and related documents and available riders. Insurance at FSM Global makes it easy for you to compare pricing and products offered by different insurers. Calculate the amount of protection that you need with our tools, all at the comfort of your home.
Life Stage Planning
We've broken down each life stage into categories that everyone can identify with.
Consider your needs and choose the category that best matches your life stage and focus on the what you need.
It's never too late to get started!
Children
A good hospitalisation plan can help reduce treatment costs in hospital.
Death . Critical Illness . Disability Income . Long Term Care . Hospitalization
Working Adult
Balance what you want with what you need and it's never too early or too late to get started.
Death . Critical Illness . Disability Income . Long Term Care . Hospitalization
China Taiping - Infinite Indexed Legacy China Taiping - Infinite Indexed Wealth China Taiping - i-Assure99 China Taiping - i-Care China Taiping - i-Protect China Taiping - i-Secure Legacy (II) Etiqa - Enrich Income Etiqa - Enrich Retirement Etiqa - Essential Cancer Care Etiqa - Essential Critical Secure Etiqa - Essential Lifetime Secure Etiqa - Essential Term Life Cover Etiqa - Esteem Eternity II Etiqa - Esteem Income II Etiqa - eProtect Mortgage FWD - FWD Future First FWD - FWD Life Income Plus FWD - FWD Life Protection FWD - FWD Recover First HSBC Life - HSBC Life EmpoweredMum HSBC Life - HSBC Life Jade Legacy Universal Life HSBC Life - HSBC Life Jade Ultra Legacy Universal Life HSBC Life - HSBC Life Shield Manulife - Critical SelectCare Manulife - LifeReady Plus II Manulife - ManuProtect Decreasing (II) Manulife - Manulife Early CompleteCare Manulife - Manulife GrowSecure Manulife - Manulife IncomeGen (II) Manulife - RetireReady Plus (III) Manulife - Signature Life Income Insurance - Care Secure Pro Income Insurance - Complete Cancer Care Income Insurance - Complete Critical Protect Income Insurance - Complete Life Secure Income Insurance - Enhanced IncomeShield Income Insurance - Gro Annuity Pro Income Insurance - Gro Capital Ease Income Insurance - Gro Cash Flex Pro Income Insurance - Gro Cash Plus Income Insurance - Gro Cash Sure Income Insurance - Gro Power Saver Pro Income Insurance - Gro Saver Flex Pro Income Insurance - Lady 360 Income Insurance - Luxe Plus Solitaire II Income Insurance - Provenance Solitaire Income Insurance - Star Term Protect Income Insurance - TermLife Solitaire Income Insurance - Wealth Plus Solitaire Raffles Health Insurance - Raffles Shield Singlife - Cancer Cover Plus II Singlife - Singlife Accident Care Singlife - Singlife CareShield Plus Singlife - Singlife Comprehensive Critical Illness II Singlife - Singlife Disability Income Singlife - Singlife Elite Term II Singlife - Singlife Essential Critical Illness II Singlife - Singlife Family Accident Care Singlife - Singlife Flexi Life Income II Singlife - Singlife Flexi Retirement II Singlife - Singlife Heritage Income Singlife - Singlife Multipay Critical Illness II Singlife - Singlife Shield Singlife - Singlife Simple Term Singlife - Singlife Steadypay Saver Singlife - Singlife Whole Life Choice Sompo - PA STAR INSURANCE Tokio Marine - #GO TotalProtect Cancer Tokio Marine - TM Early Cover Tokio Marine - TM MultiCare Tokio Marine - TM Protect 1 Tokio Marine - TM Protect Cancer Tokio Marine - TM Term Assure II
New Home Owner
Home sweet home. Make sure you're prepared for this big step.
Death . Critical Illness . Disability Income . Long Term Care . Hospitalization
AIA - AIA Platinum Heritage Wealth (II) China Taiping - i-Assure99 China Taiping - i-Secure Legacy (II) Etiqa - eProtect Mortgage FWD - FWD Life Income Plus FWD - FWD Recover First Income Insurance - Complete Life Secure Income Insurance - Mortgage Term Income Insurance - Star Term Protect Income Insurance - TermLife Solitaire Singlife - Singlife Accident Care Singlife - Singlife Family Accident Care Singlife - Singlife Heritage Income Tokio Marine - TM MultiCare Tokio Marine - TM Protect 1
Married Couple Starting a Family
With more dependants and more financial responsibility, be prepared and protect financial loss of income.
Death . Critical Illness . Disability Income . Long Term Care . Hospitalization
China Taiping - i-Care China Taiping - i-Protect Etiqa - Enrich Income Etiqa - Essential Cancer Care Etiqa - Essential Critical Secure Etiqa - Essential Lifetime Secure Etiqa - Essential Term Life Cover Etiqa - eProtect Mortgage FWD - FWD Future First FWD - FWD Life Income Plus FWD - FWD Recover First HSBC Life - HSBC Life EmpoweredMum HSBC Life - HSBC Life Shield Manulife - Critical SelectCare Manulife - LifeReady Plus II Manulife - ManuProtect Decreasing (II) Manulife - Manulife Early CompleteCare Manulife - READYPROTECT ACCELERATE Manulife - ReadyMummy Manulife - Signature Income (III) USD Manulife - Signature Life Income Insurance - Care Secure Pro Income Insurance - Complete Cancer Care Income Insurance - Complete Critical Protect Income Insurance - Complete Life Secure Income Insurance - Enhanced IncomeShield Income Insurance - Gro Power Saver Pro Income Insurance - Maternity 360 Income Insurance - Star Term Protect Income Insurance - TermLife Solitaire Raffles Health Insurance - Raffles Shield Singlife - Cancer Cover Plus II Singlife - Singlife Accident Care Singlife - Singlife CareShield Plus Singlife - Singlife Comprehensive Critical Illness II Singlife - Singlife Disability Income Singlife - Singlife Elite Term II Singlife - Singlife Essential Critical Illness II Singlife - Singlife Family Accident Care Singlife - Singlife Flexi Life Income II Singlife - Singlife Heritage Income Singlife - Singlife Legacy Indexed Universal Life Singlife - Singlife Multipay Critical Illness II Singlife - Singlife Shield Singlife - Singlife Simple Term Singlife - Singlife Whole Life Choice Sompo - PA STAR INSURANCE Tokio Marine - #GO TotalProtect Cancer Tokio Marine - TM Early Cover Tokio Marine - TM MultiCare Tokio Marine - TM Protect 1 Tokio Marine - TM Protect Cancer Tokio Marine - TM Term Assure II
Retirement
Cover your hospital bills and be protected with long term care for a better retirement.
Death . Critical Illness . Disability Income . Long Term Care . Hospitalization
AIA - AIA Platinum Gift for Life Plus (II) (SGD) AIA - AIA Platinum Gift for Life Plus (USD) AIA - AIA Platinum Heritage Wealth (II) China Taiping - Infinite Indexed Legacy China Taiping - Infinite Indexed Wealth China Taiping - i-Retire (II) China Taiping - i-Secure Legacy (II) Etiqa - Enrich Retirement Etiqa - Esteem Income II Etiqa - Esteem Legacy II FWD - FWD Life Income Plus HSBC Life - HSBC Life Jade Legacy Universal Life HSBC Life - HSBC Life Jade Ultra Legacy Universal Life Manulife - ManuProtect Decreasing (II) Manulife - Manulife GrowSecure Manulife - Manulife IncomeGen (II) Manulife - RetireReady Plus (III) Manulife - Signature Income (III) USD Manulife - Signature Legacy Growth Income Insurance - Complete Life Secure Income Insurance - Gro Annuity Pro Income Insurance - Gro Capital Ease Income Insurance - Gro Cash Flex Pro Income Insurance - Gro Cash Plus Income Insurance - Gro Cash Sure Income Insurance - Gro Power Saver Pro Income Insurance - Gro Retire Flex Pro II Income Insurance - Gro Saver Flex Pro Income Insurance - Luxe Plus Solitaire II Income Insurance - Wealth Plus Solitaire Singlife - Singlife Flexi Life Income II Singlife - Singlife Flexi Retirement II Singlife - Singlife Heritage Income Singlife - Singlife Steadypay Saver