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AIA Platinum Heritage Wealth (II)

AIA

Category

Whole Life

Coverage

Death, Terminal Illness

Coverage Term

Whole Life

Overview

AIA Platinum Heritage Wealth (II) is a whole life plan designed for the Affluent and HNW individuals to meet their legacy planning and wealth accumulation needs. It comprises of a participating component and an embedded non-participating reducing term component.

Key Features

  • Additional 25% of minimum death benefit in the event of death before age 85
  • Quit smoking benefit
  • Guaranteed surrender value starts at 80%, and increasing to 100% at year 25
  • Coverage against unforeseen death and terminal illness up to age 100

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Whole Life Plan

Whole life insurance offers coverage for life and is commonly used for protection and legacy planning. This is unlike term insurance that only provides coverage for a specified period. Plans are usually offered on a participating basis and will accumulate cash value, allowing you to cash out should the need arise.

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