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Enhanced IncomeShield

Income Insurance

Hospital
Promo
New customers get 20% off your first-year premium. TnCs apply.

Category

Health Insurance

Coverage

Hospitalisation

Coverage Term

Yearly Renewable

Overview

Enhanced IncomeShield is a Medisave approved integrated Shield plan that reimburses inpatient medical-related services expenses and selected outpatient hospital treatments. Receive as-charged coverage on selected benefits and get higher limits for cancer treatments. Choose between three different plans and an annual policy limit of up to $1.5 million for panel treatments.

Key Features

  • As-charged coverage
  • Access to a panel with over 600 medical specialists
  • Up to 23x MediShield Life monthly claim limit for outpatient treatments listed on the Cancer Drug List for one primary cancer
  • Up to $1.5 million annual coverage
  • Unlimited lifetime coverage for your medical and hospitalisation expenses

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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Raffles Shield

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HSBC Life Shield

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Covers:

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  • High annual policy limit of up to 2.5million (panel treatment)
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