Home/Insurance/Insurance Factsheet

Care Secure Pro

Income Insurance

Long-Term Care
Promo
25% perpetual premium discount. Promotion ends 8 Sep 2026.

Category

Health Insurance

Coverage

Disability

Coverage Term

Whole Life

Overview

Care Secure Pro is a comprehensive long-term disability plan that provides coverage across different stages of disability, from mild to severe. Individuals must have an existing CareShield Life or Basic ElderShield plan to purchase Care Secure Pro. Monthly benefit given from when the Life Assured is unable to perform at least 2 activities of daily living (ADL).

Key Features

  • Payout starts from inability to perform 1 ADL.
  • Highest pay-out currently available in market for individuals who are unable to perform 1 ADL before the age of 75.
  • Dependant benefit includes child(ren), spouse, parents, and parents-in-law.
  • Additional pay-outs between $200 to $5,000 on top of CareShield Life pay-outs.

Earn up to 45% commission rebates*

*For eligible insurance plans only

null
Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

iFAST Digital Term

One plan for your basic protection needs.

Designed to complement your Shield plans.
Get Insured Instantly - Just answer 3 questions and get up to S$1 million coverage in minutes!

ifast-digital-term-banner-img

Similar Plans

Singlife Careshield Plus

Singlife

Long-Term Care
Promo

Covers:

Disability

  • Additional pay-outs between $200 to $5,000 on top of CareShield Life pay-outs.
  • Choice between fixed or increasing pay-outs.
  • Additional support from inability to perform 1 ADL.
  • No waiting period.
  • Payout when unable to perform at least 2 ADL.