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FWD Recover First

FWD

Promo
20% off your first year premiums. Promotion ends 30 June 2026.

Category

Critical Illness

Coverage

Death, Critical Illness

Coverage Term

Up to age 85

Overview

FWD Recover First is a future-proof critical illness insurance plan that pays out when a covered body system or organ is impaired by an illness or injury. Going beyond a fixed list of diseases, it covers early, intermediate, late-stage critical illnesses and even yet-to-be-discovered illnesses. This plan also provides continued protection through a reset mechanism.

Key Features

  • Reset Benefit & Premium Waiver: Waives all future premiums following a Future Protect claim and restores the full sum insured for late-stage critical illnesses 12 months after the diagnosis.
  • Special Benefits: Provides up to six additional payouts of S$25,000 each for 10 specific health conditions, such as diabetic complications and severe gout.
  • Recovery Programme: Offers a holistic support suite worth up to S$10,000, including medical second opinions, home care, legal assistance, and emotional support for the family
  • Future Protect Benefit: Insures against both known and unknown emerging diseases that impair 9 key body systems or require an ICU stay of at least 5 days with invasive life support.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Critical Illness Plan

Critical illness (CI) insurance offers financial protection if you are diagnosed with a critical illness and may cover for more than the 37 standard critical illnesses as defined by the Life Insurance Association Singapore (LIA). Plans provide a lump sum payout on diagnosis of a covered condition and is intended to help the insured to cushion the financial impact.

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