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Enrich Retirement

Etiqa

Category

Savings

Coverage

Death

Coverage Term

Up to age 85

Overview

Enrich Retirement is a regular premium endowment plan that is designed to help in your retirement planning. Receive monthly Retirement Income for 10 or 20 years and choose from two types of payouts: a level fixed payout or an inflated payout that increases throughout the payout period.

Key Features

  • Capital guaranteed.
  • Enjoy 10 or 20 year of payouts upon reaching your selected retirement age of 60 or 65.
  • Option to receive level payout or inflated payouts that increases throughout the payout period.
  • Lump sum maturity benefit.
  • Special conditions benefit of $10,000 if you are diagnosed with Alzheimer’s disease, severe dementia, ldiopathic Parkinson’s disease, or osteoporosis with fractures for the first time, up to a maximum of 2 claims.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Savings Plan

Endowments, also known as savings plans, require the policyholder to pay a fixed amount for a specified time period (e.g. one-off payment or regularly for 5 to 25 years) and are seen as a disciplined way to save. Endowment plans are offered on a participating basis and will accumulate cash values. You may either receive these cash values at designated policy years or at maturity of policy. Endowments also allow you to surrender your policy and cash out should you urgently require cash.

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