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Manulife IncomeGen (II)

Manulife

Category

Savings

Coverage

Death, Terminal Illness

Coverage Term

Up to age 120

Overview

Manulife IncomeGen (II) is a whole life insurance savings plan that provides lifetime monthly income up to age 120. This plan offers coverage for death and terminal illness to age 120 and waives premiums upon total and permanent disability. Plan is guaranteed acceptance and no health check-up is required.

Key Features

  • Receive monthly lifetime income up to age 120.
  • Option to change life insured.
  • Lump sum maturity benefit at age 120.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Savings Plan

Endowments, also known as savings plans, require the policyholder to pay a fixed amount for a specified time period (e.g. one-off payment or regularly for 5 to 25 years) and are seen as a disciplined way to save. Endowment plans are offered on a participating basis and will accumulate cash values. You may either receive these cash values at designated policy years or at maturity of policy. Endowments also allow you to surrender your policy and cash out should you urgently require cash.

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