Infinite Indexed Legacy
China Taiping
Category
Universal Life
Coverage
Terminal Illness, Death
Coverage Term
Whole Life
Overview
Infinite Indexed Legacy (USD) is an indexed universal life protection plan that safeguards your wealth for legacy planning or business continuity.
Key Features
- Lifetime high coverage against death and terminal illness.
- Dual Growth Strategy - Allocate your premiums between Fixed Account and Index Account:
- Option to reallocate your future premiums or rebalance your policy value.
- Flexibility To: Choose between single life or joint lives arrangements/Select between single-pay or multi-pay (2-10 years)/Change life insured up to 3 times/Withdraw up to 5% of policy value annually from policy year 11.
- Get rewarded with additional 0.35% p.a. crediting rate from policy year 11 onwards.
- Enjoy non smoker rates for the first 3 years of your policy.
Universal life plans are a type of life insurance that provide lifelong coverage while building cash value over time, with flexibility to adjust premiums and coverage within certain limits. There are various types of universal life plans, and they can be structured either mainly for protection needs or to generate potential income and wealth accumulation.
