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LifeReady Plus II

Manulife

Category

Whole Life

Coverage

Death, Total Permanent Disability, Terminal Illness

Coverage Term

Whole Life . Up to age 99

Overview

LifeReady Plus (II) helps you plan for every stage of your life, with coverage that can be customised to your needs. Enhance your protection by up to 5X your basic sum insured, with the option to add additional riders for Critical Illness. Receive the choice to supplement your nest egg by converting the cash value of your policy at age 70 or 80, to allow you to enjoy your retirement worry-free.

Key Features

  • Enhance your protection up to 5X, till age 70 or 80.
  • Receive upfront premium discounts for the first 2 policy years, and continue to enjoy the discounted premium if you meet our health targets.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Whole Life Plan

Whole life insurance offers coverage for life and is commonly used for protection and legacy planning. This is unlike term insurance that only provides coverage for a specified period. Plans are usually offered on a participating basis and will accumulate cash value, allowing you to cash out should the need arise.

iFAST Digital Term

One plan for your basic protection needs.

Designed to complement your Shield plans.
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Similar Plans

Complete Life Secure

Income Insurance

Covers:

Death, Total Permanent Disability

  • Purchase another life policy and increase death and total permanent disability coverage without a health assessment at specified major milestones.
  • Boost your coverage with a Multiplier Cover of up to 500% until the age of 65, 75 or 80.
  • Option to convert a portion of your sum asssured into annual cash payout.
Essential Lifetime Secure

Etiqa

Covers:

Death, Total Permanent Disability, Terminal Illness

  • Multiply your coverage and get up to 5 times the basic sum insured.
  • Select an age at which your multiplier benefit gradually reduces by 10% each policy year for 5 policy years. Benefit will remain the same thereafter.
Singlife Whole Life Choice

Singlife

Covers:

Death, Terminal Illness

  • Boost your coverage by up to 400% of your base sum assured.
  • Select an age at which your additional cover gradually reduces by 12.5% per year over eight years.
FWD Life Protection

FWD

Covers:

Death, Total Permanent Disability, Terminal Illness

  • Boost your coverage and get up to 5 times the basic sum insured.
  • Multiply your coverage and get up to 5 times the basic sum insured.
  • Select an age at which your multiplier benefit gradually reduces by 10% each policy year for 5 policy years. Benefit will remain the same thereafter.
  • Covers for up to age 120