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HSBC Life Jade Ultra Legacy Universal Life

HSBC Life

Category

Universal Life

Coverage

Death, Terminal Illness

Coverage Term

Whole Life

Overview

HSBC Life Jade Ultra Legacy Universal Life is a Universal Life plan designed for HNW individuals to provide high life insurance protection and potential wealth accumulation. This plan is available in USD, AUD, and GBP, and has a minimum sum assured requirement of USD 5,000,000 or it's currency equivalent.

Key Features

  • Guaranteed Minimum Crediting rate
  • Change of Life Insured option - two times for individual plans, unlimited for corporate plans
  • Loyalty bonus at end of policy year 10, 15, and 20
  • Optional: No-lapse guaranteed (NLG) up to Age 100
  • Optional: Guaranteed Crediting Rate lock

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Universal Life Plan

Universal life plans are a type of life insurance that provide lifelong coverage while building cash value over time, with flexibility to adjust premiums and coverage within certain limits. There are various types of universal life plans, and they can be structured either mainly for protection needs or to generate potential income and wealth accumulation.

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