Insurance

Stay Safe This Dengue Season With These 3 Tips

Singapore is experiencing a record high number of Dengue cases. Here are 3 tips to help you prepare for this peak dengue season. Updated 28 September 2020

  • Phuan Wei Ning
  • |
  • Published on 21 May 2020

The warmer periods of May to September usually results in a higher transmission of dengue infections and is therefore termed as the dengue season.1 However, did you know that in the first quarter of 2020, Singapore has experienced double the number of cases for dengue as compared to the same period in 2019?2 With the number of dengue infections in 2020 unusually high, entering dengue peak season could lead to a surge in dengue cases if there are no preventive measures in place. In this article, we highlight the 3 tips you should know to better prepare for the upcoming dengue season in Singapore.

(See "When Is Whole Life Insurance The Better Option")

#1 There is a dengue vaccine but...

While there is a vaccine for dengue, this is only available for those between the ages of 12 to 45. Meant for individuals with a history of dengue infection who are worried about getting infected again, those with no prior dengue infection will not be eligible for a dengue vaccination. If you are unsure of your prior dengue infection status, you may take a pre-vaccination dengue screening test to assess if there were any previous infections.

(See "Is My Company's Insurance Benefit Really Reliable?")

#2 Take extra precautions if your neighbourhood is classified as a dengue cluster

A neighbourhood is defined as a dengue cluster if 2 or more dengue cases occur within 14 days with the homes of the dengue victims within a distance of 150 meters from one another.3 Dengue clusters can be further broken down into yellow or red zones with the former being a high risk area with less than 10 cases and the latter a high risk area with more than 10 cases.

If your neighbourhood has been identified as a dengue cluster, do ensure that you take extra precautions to prevent a dengue infection. This could be done by checking potential breeding spots such as roof gutters and drains and ensuring that there are no clean and stagnant water in your home for Aedes mosquitoes to breed in.

(See "3 Reasons To Not Get Basic Critical Illness Insurance")

#3 Protect your family with a personal accident plan

Apart from coverage for accidents, did you know that a personal accident plan could also cover for infectious diseases? While the level of coverage may differ between insurers, some infectious diseases covered may include dengue fever, Covid-19, Hand Foot and Mouth Disease (HFMD), Avian Influenza and Zika virus.


Sompo PA Star Deluxe
FWD Personal Accident Insurance (100k)
Income PA Assurance Plan 1
TM PA Plan A
MSIG Protection Plus Silver Plan
Manulife Ready Protect Accelerate
Infectious diseases cover
Yes, for 17 specified infectious diseases
Yes, for 22 specified infectious diseases.
Optional add-on
No
No
Yes, for 21 specified infectious diseases
Annual premiums for Class 1 occupations
$177.62
$120
$198
$198
$123.05
$173

*Comparison done is based on plans with a $100,000 accidental death coverage. Premiums shown are before discounts. Information is accurate as of 28 September 2020 with changes subjected to the insurer's discretion.

With personal accident plans offering worldwide coverage, you may rest assured knowing that your treatment costs will be covered under a personal accident plan. This could include hospitalisation expenses and/or other outpatient treatment costs that may not be claimable from Medishield.

Promotion: Enjoy 26% off FWD Personal Accident plans with promo code "IFAST".


Get Quote >

(See "Best Personal Accident Insurance Singapore 2020")


Over 8,100 users trust FSMOne with their insurance planning


Live better, safer. Take risks with your investments, not your insurance.

Speak to our experts today to get proper protection.

Yes, I'm Interested!


Click here to find out how much protection you need



Available Products on FSMOne Insurance

Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment


from Etiqa Insurance, Manulife, NTUC Income and Tokio Marine Life Insurance


*Please check with our advisory team if the product you want is available on FSMOne Insurance

1Source: https://www.nea.gov.sg/dengue-zika/dengue/dengue-cases

2Source: https://www.straitstimes.com/singapore/unusually-high-number-of-dengue-infections-in-singapore-in-early-2020-double-that-of-same

3Source: https://www.nea.gov.sg/dengue-zika/dengue/dengue-clusters

Interested to learn more? Check out these articles:

Best Motorcycle Insurance Singapore 2020

Want An Early Retirement? Achieve Your Retirement Goals With Annuities

3 Lessons We Can Learn From The Covid-19 Crisis

Is Your MINDEF Group Insurance Really The Cheapest?

The 5 Factors Affecting Your Car Insurance Premiums

All materials and contents found in this site are strictly for general circulation and informational purposes only and should not be considered as an offer, or solicitation, to deal in any of the funds or products found/identified in this site. While iFAST Financial Pte Ltd ("IFPL") has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors. Any opinion or estimate contained in this report is made on a general basis and neither IFPL nor any of its servants or agents have given any consideration to nor have they or any of them made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. You should consider carefully if the products you are going to purchase are suitable for your investment objective, investment experience, risk tolerance and other personal circumstances. If you are uncertain about the suitability of the investment product, please seek advice from a financial adviser, before making a decision to purchase the investment product. Past performance is not indicative of future performance. The value of the investment products and the income from them may fall as well as rise. Opinions expressed herein are subject to change without notice. In respect of any matters arising from, or in connection with the said research analyses or research reports, recipients of the report are to contact IFPL at 10 Collyer Quay, #26-01 Ocean Financial Centre Building, Singapore 049315, or by telephone at +65 6557 2853. Where the report contains research analyses or research reports from a foreign research house and if the recipient of such research analyses or research reports is not an accredited investor, expert investor, institutional investor or an ex-accredited investor, IFPL accepts legal responsibility for the contents of such analyses or reports to such persons only to the extent as required by law. Please note that only certain security(ies) herein are available to all investors, while the rest are only available for certain persons to invest in, such as Accredited Investors (as defined in the Securities and Futures Act) or one who invests at least S$200,000 (or its equivalent currency) per transaction. To qualify as an Accredited Investor, one needs to submit a declaration form and certain relevant supporting documents, according to iFAST’s prevailing policies and procedures.

Please read our full disclaimers on the website at ( https://secure.fundsupermart.com/fsmone/policies/328125/investment-account-terms-&-conditions).

iFAST Financial Pte Ltd (IFPL) (registered address: 10 Collyer Quay #26-01 Ocean Financial Centre Singapore 049315, Telephone: 6557 2000) holds the Financial Advisers Licence issued by the Monetary Authority of Singapore ('MAS') to conduct regulated activities of advising on securities, marketing of collective investment schemes and arranging of any contract of insurance in respect of life policies, other than a contract of reinsurance and the Capital Markets Services Licence issued by the MAS to conduct regulated activities of dealing in securities and providing custodial services for securities. While IFPL has made every effort to ensure the independence of the report's contents, IFPL's nature of business is such that IFPL and its connected and associated entities together with their respective directors, officers and staff may be involved in providing dealing or investment-related services in the abovementioned securities, and have taken or may take positions in the securities mentioned in this report, and may also act as the principal for any buy or sell trades.


Ways to Invest with FSM Global
Why FSM Global
Don't have an account with us?
Open an account here
Need Financial Advice?
Make an appointment
Related Articles More

We use cookies If you close this message or continue to use this site, you will consent to the use of Cookies, unless you choose to disable them. Click on our Privacy Policy to understand more.