Unlock $368!🤑 - Review, Save, and Earn when you trust FSMOne with your protection needs

When was the last time you reviewed your insurance portfolio? Life changes, and so may your insurance needs. Ensure that your protection needs are well-taken care of, and unlock up to $368 cash account credits when you insure with FSMOne.

Review, Save, and Earn with FSMOne

Get up to $368 when you trust FSMOne with your protection needs. Simply make an appointment and get covered for any of the four eligible protection categories. Let us help you get your ideal coverage.

Step 1: Schedule a complimentary session with our specialist to discover your protection needs.

💡 Tip: According to the Monetary Authority of Singapore (MAS)’s Basic Financial Planning Guide, you need insurance protection for:

9x your annual income for Death, and Total Permanent Disability

4x your annual income for Critical Illness

Step 2: Get insured for the four protection categories and receive a $90 Bonus Reward for each category that you are protected for!

Hospital – This forms the foundation of your protection needs. Ensure that your hospitalisation needs are addressed before looking for other types of coverage.

Death – Protect your dependents and have a safety net against the unknowns in life.

Critical illness – Get critical illness coverage as a standalone plan or add on critical illness rider to your term or whole life plan. Reach out to us to find out which option is more suitable for you.

Long-term care – Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform the activities of daily living (ADL) as specified in your policy.

*List of policies eligible for the $90 Bonus Reward:

Save more with our Commission Rebate Program - Up to 45% commission rebates on your insurance policy

Enjoy additional savings when you choose FSMOne for your protection needs and get up to 45% commission rebates on the total commissions that we receive from the sale of your policy.

An illustration on how our commission rebate program works

^{^Amount shown are for illustration purposes only. Actual amount may differ between insurer, plan, and premium term chosen.}

Commission rebates are applicable for eligible plans for which premiums are paid for with cash (premiums paid with MediSave will not be eligible for commission rebates). These rebates will be credited back to your FSMOne Cash Account. You will also be notified upon the completion of this crediting.

More information on our commission rebate program can be found here.

^{*Terms and Conditions:}

1. This Campaign (the “Campaign”) is valid from 7 February 2025 to 31 March 2025, both dates inclusive (the “Campaign Period”).
2. The $8 appointment Reward (the “$8 Reward”) is limited to 1x $8 Reward per client. To be eligible for the $8 Reward, you must be the first 10 clients to successfully schedule and attend an appointment with our FSMOne Insurance Specialist within the Campaign Period. $8 Reward will be processed into the FSMOne Cash Account by 21 April 2025.
3. You will receive a $90 Reward (the “Bonus Reward”) into the FSMOne Cash Account when you purchase specified life insurance from one of our four categories (Hospital, Death, Critical Illness and Long-term Care). Your policy must be successfully purchased and incepted by 30 April 2025 to be eligible for this Bonus Reward. Bonus Reward will be processed by 23 May 2025.
4. Each client may only receive a maximum of $368. This includes 1x $8 Reward, and 4x $90 Bonus Reward.
5. Client must be a FSMOne account holder to receive the $8 Reward and Bonus Reward. New account holders are also eligible for this promotion. Clients without a FSMOne account will not be eligible for any Reward. Name of the policyholder must match the name registered with the FSMOne Account Number in order to be eligible for the $8 Reward and Bonus Reward.
6. For the avoidance of doubt, purchase must be made for one of the listed specified policies. Transfer-in policies, iFAST Digital Term purchases, and policies purchased without an appointment will not be eligible for the $8 Reward and Bonus Reward.
7. FSMOne reserves the right to replace the reward of similar value without prior notification.
8. FSMOne reserves the right to amend the Terms and Conditions without prior notification and has the final decision on all matters relating to this campaign. Any appeal will not be entertained.

^{Information obtained from:}

^{https://www.mas.gov.sg/-/media/mas-media-library/news/media-releases/2023/basic-financial-planning-guide-2023.pdf}

^{Information retrieved on 27 January 2025.}

^Disclaimer:

^{All materials and contents found in this advertisement are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. This advertisement is not a contract of insurance.}

^{Insurance products are underwritten by the respective insurance partners and distributed by iFAST Financial Pte Ltd (“iFAST”). You are advised to review the specific terms, conditions and exclusions in the relevant policy contract.}

^{All materials and contents found in this advertisement do not have any regard for the specific financial objectives, financial situation and particular needs of any specific person. You are advised to read the key product documents, including (but not limited to) the product summary, precise terms, conditions and exclusions specified in the relevant policy contract and consider carefully before deciding whether the product is suitable for you. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product.}

^{While iFAST and its third-party providers strive to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice. More information on iFAST Digital Term can be found here: https://secure.fundsupermart.com/fsmone/insurance/ifast-digital-term.}

^{Purchasing a life insurance policy is a long-term commitment, and early termination may involve significant costs. The surrender value, if any, may be zero or less than the total premiums paid.}

^{This advertisement has not been reviewed by Monetary Authority of Singapore.}