FWD Premium |
Etiqa Basic |
Sompo Deluxe |
FWD Business |
FWD First |
Sompo Elite |
|
Personal accident |
Up to $200,000 |
Up to $200,000 |
Up to $250,000 |
Up to $300,000 |
Up to $400,000 |
Up to $500,000 |
Medical Expenses overseas |
Up to $200,000 |
Up to $200,000 |
Up to $300,000 |
Up to $500,000 |
Up to $1,000,000 |
Up to $1,000,000 |
Post-trip medical expenses in Singapore |
Up to $6,000 - treatment to be sought within 48 hours from return |
Up to $5,000 - treatment to be sought within 48 hours from return |
Up to $15,000 - treatment to be sought within 5 days from return |
Up to $15,000 - treatment to be sought within 48 hours from return |
Up to $30,000 - treatment to be sought within 48 hours from return |
Up to $30,000 - treatment to be sought within 48 hours from return |
Daily income if hospitalised overseas |
Up to $5,000 ($200 per day) |
Up to $5,000 ($100 per 24 hours) |
Up to $20,000 ($200 per day) |
Up to $8,000 ($200 per day) |
Up to $10,000 ($200 per day) |
Up to $40,000 ($200 per day) |
Daily income if hospitalised in Singapore |
Up to $1,000 ($100 per day) |
Up to $500 ($100 per 24 hours) |
Up to $450 ($50 per day for the first 3 days and $150 per day for the next 2 days) |
Up to $1,200 ($100 per day) |
Up to $1,500 ($100 per day) |
Up to $1,200 ($50 per day for the first 3 days and $150 per day for the next 7 days) |
Repatriation /Emergency medical evacuation |
Unlimited |
Up to $1,500,000 |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Terrorism cover |
Full cover |
Up to $1,500,000 |
Up to $250,000 |
Full cover |
Full cover |
Up to $500,000 |
Flight or Travel delay |
Up to $300 ($100 for every 6 hours of delay overseas and $100 after 6 hours of delay in Singapore) |
Up to $300 ($50 per 3 hours) |
Up to $1,000 ($100 for first full 6 hours of delay overseas and in Singapore and $65 per 4 hours thereafter overseas) |
Up to $500 ($100 for every 6 hours of delay overseas and $100 after 6 hours of delay in Singapore) |
Up to $1,000 ($100 for every 6 hours of delay overseas and $100 after 6 hours of delay in Singapore) |
Up to $2,000 ($100 for first full 6 hours of delay overseas and in Singapore and $65 per 4 hours thereafter overseas) |
Travel misconnection |
Up to $300 ($100 for every 6 hours) |
Up to $200 ($100 for every 6 hours) |
Up to $200 for misconnection exceeding 6 hours |
Up to $500 ($100 for every 6 hours) |
Up to $500 ($100 for every 6 hours) |
Up to $300 for misconnection exceeding 6 hours |
Trip diversion |
Up to $500 ($100 for every 6 hours) |
Up to $300 ($100 for every 6 hours) |
Up to $6,000 |
Up to $1,000 ($100 for every 6 hours) |
Up to $1,500 ($100 for every 6 hours) |
Up to $15,000 |
Baggage delay |
Up to $150 ($150 for every 6 hours of delay overseas and $150 after 6 hours of delay in Singapore) |
Up to $200 ($100 for every 6 hours of delay) |
Up to $1,000 ($200 for first full 6 hours of delay overseas and in Singapore and $125 per 4 hours thereafter overseas) |
Up to $600 ($150 for every 6 hours of delay overseas and $150 after 6 hours of delay in Singapore) |
Up to $900 ($150 for every 6 hours of delay overseas and $150 after 6 hours of delay in Singapore) |
Up to $1,000 ($200 for first full 6 hours of delay overseas and in Singapore and $125 per 4 hours thereafter overseas) |
Loss or damage to personal belongings |
Up to $3,000 (Sub-limit of $300 per item) |
Up to $2,000 ($250 per article) |
Up to $5,000 |
Up to $5,000 (Sub-limit of $500 per item) |
Up to $7,500 (Sub-limit of $500 per item) |
Up to $8,000 |
Trip cancellation |
Up to $7,500 |
Up to $5,000 |
Up to $6,000 |
Up to $10,000 |
Up to $15,000 |
Up to $15,000 |
Trip postponement |
Up to $500 |
Up to $500 |
Up to $6,000 |
Up to $1,000 |
Up to $1,500 |
Up to $15,000 |
Insolvency protection |
Up to $1,000 |
Up to $1,000 |
Up to $6,000 |
Up to $3,000 |
Up to $5,000 |
Up to $12,000 |
Automatic travel cover extension |
Up to 7 days |
Up to 7 days |
Up to 14 days |
Up to 14 days |
Up to 21 days |
Up to 14 days |
Price for worldwide coverage before discounts |
$238 |
$338 |
$360 |
$382 |
$428 |
$430 |
Ongoing promotions* |
Enjoy preferential rates with promo code "IFAST". |
- |
40% off single trip plans and 20% off annual plans. Valid till 30 December 2019. |
Enjoy preferential rates with promo code "IFAST". |
Enjoy preferential rates with promo code "IFAST". |
40% off single trip plans and 20% off annual plans. Valid till 30 December 2019. |
Note: Comparison shown is based on an under 70 years old adult. Coverage may differ slightly for those above age 70.
*Promotions shown are accurate of 30 December 2019 with changes subjected to insurer's discretion.
For assurance: FWD Premium, Business, First and Sompo Elite and Deluxe
Both plans provide unlimited coverage in the event of repatriation and/or emergency medical evacuation with FWD also offering full terrorism cover.
For the price conscious: FWD Premium and Etiqa Basic
Receive decent coverage at low prices with FWD Premium and Etiqa Basic.
For high medical coverage: Sompo Elite
Offering high coverage for both overseas and post-trip medical expenses as well as high daily hospitalisation income, Sompo Elite may appeal to those worried about unforeseen medical coverages.
Available Products on FSMOne Insurance |
Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment from Etiqa Insurance, Manulife, NTUC Income and Tokio Marine Life Insurance *Please check with our advisory team if the product you want is available on FSMOne Insurance |
Interested to learn more? Check out these articles:
Best Travel Insurance Singapore
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