Insurance

Best Travel Insurance Singapore

Updated on 13 April 2020

  • iFAST Insurance Team
  • |
  • Published on 22 Nov 2018

Updated 13 April 2020

#1 FWD Travel Insurance (Executive, Business, First)

Pros

  • Competitive pricing
  • Full terrorism cover
  • Unlimited medical evacuation cover (even for those above age 70)
  • High personal accident coverage
  • Receive your claims via PayNow, making the process cashless and fuss-free
  • Haze delay coverage
  • Cons

  • Some may find their travel inconvenience benefits low
  • Promotion: Enjoy preferential rates for your single and annual plans with promo code "IFAST".


    Offering the best value for travel insurance, why pay more when you can enjoy high coverage at low costs with FWD travel insurance.

    *Promotions shown are accurate as of 13 April 2020 with changes subjected to the insurer's discretion.

    With its low cost and high coverage, FWD is our top pick for travel insurance. Offering full terrorism cover for all its plans, we liked how straightforward FWD is with their coverage. While others may tend to limit terrorism cover, FWD doesn't and is possibly one of the only insurers to offer full terrorism cover for all its plans. This reassures us, knowing that we won't have to bear the costs should our travel plans change due to these unpredictable events.

    Also, unlike other travel insurance, FWD offers unlimited emergency medical evacuation and repatriation coverage for all age groups, including those above aged 70. While some may find the travel inconvenience benefits low, FWD Business plans offers compensation of up to 30 hours of travel delay. With a delay exceeding such duration being rather rare, we are comfortable with these travel inconvenience benefits. Lastly, the entire process is simple and fuss-free with everything easily done online and claims given via PayNow.

    Prices for a 7 day trip

    ASEAN
    Asia (including Australia and New Zealand)
    Worldwide excluding USA
    Worldwide
    Executive
    $25
    $27
    $41
    $42
    Business
    $34
    $42
    $53
    $54
    First
    $44
    $53
    $66
    $73

    Note: Prices shown are before discounts and are accurate as of 13 April 2020.

    We think that at approximately $50 for worldwide coverage of a one week trip, FWD offers one of the most value for money travel insurance thus winning our votes as the number 1 travel insurance. To purchase FWD Travel Insurance, click on the button below.

    Compare Insurance Quotes >


    #2 Sompo Travel Joy (Elite, Deluxe, Vital) and GO Japan!

    Pros

  • Tailored plan for Japan travel (GO Japan!) with emergency assistance and free translation services available
  • Receive coverage for emergency evacuation or repatriation due to pre-existing medical conditions with Deluxe, Elite and GO Japan! plans
  • High insolvency protection
  • Cons

  • Terrorism cover does not apply to vital plans
  • Repatriation or medical evacuation for aged 70 and above are capped at just $100,000
  • GO Japan! focuses on Japan travel with free translation and emergency assistance services provided should you require assistance in Japan.

    Next in line is the GO Japan! plan by Sompo, a tailored plan specially created for Japan travel. With the language barrier being our top concern when travelling in Japan, we wouldn’t like to be caught in an emergency where we get lost in translation. Understanding this problem, GO Japan! was launched to help travellers enjoy Japan without any worries by providing emergency assistance and free translation services over the phone. Did you know that you can even phone in to ask for help to order food in restaurants? However, with the overseas phone charges borne by you, we advise against doing so. Instead, use the translation services for more serious matters such as making a police report or to seek medical advice.

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    #3 Etiqa ePROTECT travel (Basic, Economy, Business)

    Pros

  • Automated flight delay benefit claims and instant pay-out (with just 3 hours of consecutive delay)
  • Free "inflight" plan covering for inflight accidental death
  • Receive your claims via PayNow, making the process cashless and fuss-free
  • Cons

  • Slightly lower coverage for travel inconveniences
  • Terrorism cover drops drastically for those above age 70
  • ePROTECT travel automates flight delays claims and allows you to receive real-time notifications of your delays.

    As the first insurer to automate flight delay claims, we like how hassle free claims are with ePROTECT travel. Using a flight monitoring system to track flights, you will receive real-time notifications for your flight delays and claims if you have pre-registered your flight number. Additionally, claims are also payable with just 3 hours of consecutive delay, as compared to the usual 6 hours for other insurers.


    Compare Insurance Quotes >

    For specific insurance enquiries, you can contact us here.


    Available Products on FSMOne Insurance

    Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment


    from Etiqa Insurance, Manulife, NTUC Income and Tokio Marine Life Insurance


    *Please check with our advisory team if the product you want is available on FSMOne Insurance


    Interested to learn more? Check out these articles:

    8 Countries Singaporeans Can't Travel To Without A Visa

    The Best Places To Retire For Singaporeans

    Travel Crisis And How To Handle Them

    Are These Myths About Motor Insurance True?

    The Fundamentals Of Protection Planning

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