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Insurance

Comparing Cancer Plans

Updated 16 October 2020.

  • Phuan Wei Ning
  • |
  • Published on 27 Jun 2019

FWD Cancer Insurance
TM Protect Cancer
NTUC Cancer Protect
NTUC Silver Protect
Insurer
FWD Insurance
Tokio Marine
NTUC Income
NTUC Income
Entry age
Age 18 to 65 Age Last Birthday (ALB)
Age 30 to 65 Age Next Birthday (ANB)
Age 30 to 64 Age Last Birthday (ALB)
Age 50 to 74 Age Last Birthday (ALB)
Policy term
Renewable yearly up to age 85
Guaranteed renewability even if you have any changes to your health condition, up to age 85 ANB
Guaranteed renewal every 10 years, up to age 84 ALB
Guaranteed renewal every 10 years, up to age 84 ALB
Coverage levels
$50,000, $100,000 or $200,000
$50,000 to $150,000. Coverage can be increased in increments of $1,000
$50,000, $80,000 or $100,000
$50,000, $80,000 or $100,000
Early stage cancer benefit
Pay-out of100% of sum assured on diagnosis.
Pay-out of 50% of sum assured on early diagnosis. Policy continues to be in force with reduction in premiums and sum assured.
Pay-out of 25% of sum assured on early diagnosis. No reduction in sum assured.
Pay-out of 25% of sum assured on early diagnosis. No reduction in sum assured.
Advanced stage cancer benefit
100% pay-out, if not yet claimed for early stage
100% pay-out
100% pay-out. Receive additional 25% of sum assured if early stage claim not made.
100% pay-out. Receive additional 25% of sum assured if early stage claim not made.
Medical check-up
Not required, just answer 1 health declaration question. Cover may be given even with pre-existing non-cancer related medical conditions.
Not required, just answer 7 health-related questions
Not required, just answer 18 health-related questions. Cover may be given even with pre-existing non-cancer related medical conditions.
No need for any medical check-up and coverage may be provided even for those with existing non-cancer related medical conditions (e.g. diabetes and hypertension).
Medical second opinion service
Yes. In event doctor confirms diagnosis, free medical second opinion offered.
No
No
No
Direct online purchase
Yes
No
No
No
Claims process
Digitised, click to claim with pre-filled data. Claims done via paynow.
Usual life insurance claims procedure.
Usual life insurance claims procedure.
Usual life insurance claims procedure.
Death benefit
$5,000
$5,000
$5,000 for non-accidental deaths and 100% of sum assured for accidental death before age 70
$5,000 for non-accidental deaths and 100% of sum assured for accidental death before age 70

Click here for more information on the Best Cancer Insurance


Cancer plans are suitable for:

  • Affordable and comprehensive coverage for all stages of cancer
  • Income replacement

  • Simple, fuss-free application


  • Cancer plans are not suitable for:

  • Extensive critical illness coverage
  • Wealth accumulation

  • Death coverage


  • *Promotion: Enjoy 20% off your FWD Cancer plans with promo code "IFASTCAN20".


    Yes, I'm Interested!


    Click here to find out how much protection you need


    Note: Information is accurate as of 16 October 2020 with changes subjected to the insurer's discretion.


    Available Products on FSMOne Insurance

    Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment


    from Etiqa Insurance, Manulife, NTUC Income and Tokio Marine Life Insurance


    *Please check with our advisory team if the product you want is available on FSMOne Insurance

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