
FWD Cancer Insurance |
TM Protect Cancer |
NTUC Cancer Protect |
NTUC Silver Protect |
|
Insurer |
FWD Insurance |
Tokio Marine |
NTUC Income |
NTUC Income |
Entry age |
Age 18 to 65 Age Last Birthday (ALB) |
Age 30 to 65 Age Next Birthday (ANB) |
Age 30 to 64 Age Last Birthday (ALB) |
Age 50 to 74 Age Last Birthday (ALB) |
Policy term |
Renewable yearly up to age 85 |
Guaranteed renewability even if you have any changes to your health condition, up to age 85 ANB |
Guaranteed renewal every 10 years, up to age 84 ALB |
Guaranteed renewal every 10 years, up to age 84 ALB |
Coverage levels |
$50,000, $100,000 or $200,000 |
$50,000 to $150,000. Coverage can be increased in increments of $1,000 |
$50,000, $80,000 or $100,000 |
$50,000, $80,000 or $100,000 |
Early stage cancer benefit |
Pay-out of100% of sum assured on diagnosis. |
Pay-out of 50% of sum assured on early diagnosis. Policy continues to be in force with reduction in premiums and sum assured. |
Pay-out of 25% of sum assured on early diagnosis. No reduction in sum assured. |
Pay-out of 25% of sum assured on early diagnosis. No reduction in sum assured. |
Advanced stage cancer benefit |
100% pay-out, if not yet claimed for early stage |
100% pay-out |
100% pay-out. Receive additional 25% of sum assured if early stage claim not made. |
100% pay-out. Receive additional 25% of sum assured if early stage claim not made. |
Medical check-up |
Not required, just answer 1 health declaration question. Cover may be given even with pre-existing non-cancer related medical conditions. |
Not required, just answer 7 health-related questions |
Not required, just answer 18 health-related questions. Cover may be given even with pre-existing non-cancer related medical conditions. |
No need for any medical check-up and coverage may be provided even for those with existing non-cancer related medical conditions (e.g. diabetes and hypertension). |
Medical second opinion service |
Yes. In event doctor confirms diagnosis, free medical second opinion offered. |
No |
No |
No |
Direct online purchase |
Yes |
No |
No |
No |
Claims process |
Digitised, click to claim with pre-filled data. Claims done via paynow. |
Usual life insurance claims procedure. |
Usual life insurance claims procedure. |
Usual life insurance claims procedure. |
Death benefit |
$5,000 |
$5,000 |
$5,000 for non-accidental deaths and 100% of sum assured for accidental death before age 70 |
$5,000 for non-accidental deaths and 100% of sum assured for accidental death before age 70 |
Click here for more information on the Best Cancer Insurance
Cancer plans are suitable for:
Cancer plans are not suitable for:
*Promotion: Enjoy 20% off your FWD Cancer plans with promo code "IFASTCAN20".
Note: Information is accurate as of 16 October 2020 with changes subjected to the insurer's discretion.
Available Products on FSMOne Insurance |
Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment from Etiqa Insurance, Manulife, NTUC Income and Tokio Marine Life Insurance *Please check with our advisory team if the product you want is available on FSMOne Insurance |
Interested to learn more? Check out these articles:
3 Reasons An International Health Plan Is For You
The Ultimate Travel Insurance Guide (2019 Edition)
I Already Have CPF Life, Do I Still Need Annuities?
