
RevoSecure |
Limited Pay RevoSave |
Manulife ReadyPayout Plus |
TM Nest Egg (GIO) |
eEASY Save |
eSAVE flexi |
|
Insurer |
NTUC Income |
NTUC Income |
Manulife |
Tokio Marine |
Etiqa Insurance |
Etiqa Insurance |
Coverage |
105% of sum assured for death and Total Permanent Disability (TPD) before age 70 and an additional 100% pay out for accidental death |
105% of sum assured for death and Total Permanent Disability (TPD) before age 70 and an additional 100% pay out for accidental death |
105% of total premiums or guaranteed surrender (cash-in), whichever is higher, paid for death and Total Permanent Disability (TPD) |
Death benefit of 105% of sum assured |
Death benefit of 105% of total premiums and an additional 100% for accidental death (only applicable for first two policy years) |
Receive a lump sum payment upon death, Total Permanent Disability (TPD) and Terminal Illness (before age 71) |
Policy Term |
10 to 25 years |
10, 15, 20 or 15 years |
13, 15 or 20 years |
10, 15, 20 or 25 years |
6 years |
15 years |
Policy Premium Term |
5, 10 or 15 years |
5, 10 or 15 years |
10, 15 or 20 years |
5, 10, 15 or 20 years |
1 or 2 years |
15 years |
Capital Guaranteed upon maturity |
Yes |
Yes |
No, guaranteed maturity value varies with policy term |
Yes |
Yes, receive 113 or 114% of your capital upon maturity |
Yes, receive a total of 120% of sum insured at maturity |
Cash benefits |
- |
Guaranteed yearly cash benefits equal to 5% of sum assured after 2 years |
Guaranteed yearly cash benefits of 2-10% sum assured after 1 policy year |
Guaranteed yearly cash benefits from 2nd policy anniversary |
- |
Guaranteed yearly cash benefit equivalent to 5% of sum insured from year of year 2 |
Interest rates for accumulation with insurer |
- |
Up to 3.5% p.a. |
Up to 3% p.a. |
Up to 3.75% p.a. |
- |
Up to 3% p.a. |
Additional benefits |
- |
- |
Premiums waived upon TPD (covered up to age 70) |
- |
- |
Cash advance for immediate funeral expense financial aid |
Participating plan |
Yes |
Yes |
Yes |
Yes |
No |
Yes |
For a short term policy: eEASY Save
Enjoy a policy term of just 6 years with eEASY Save.
For yearly cash benefits: Limited Pay RevoSave, Manulife ReadyPayout Plus, TM Nest Egg (GIO) or eSAVE Flexi
Receive guaranteed yearly cash benefits just 1 to 2 years after policy anniversary. Cash benefits can also be kept with insurer for additional interest rates.
For a shorter premium payment term: TM Nest Egg (GIO), eEASY Save, RevoSecure or Limited Pay RevoSave
Pay just 5 years of premiums to enjoy up to 25 years of policy term for RevoSecure and Limited Pay RevoSave. Alternatively, TM Nest Egg (GIO) offers a 5 years premium payment term for a policy of up to 20 years.
For an even shorter premium term, eEASY Save has the option of paying just 1 or 2 year premiums for a 6 year policy.
Available Endowment Policies: |
Manulife - ReadyPayout Plus, ManuWealth Secure NTUC Income - RevoSecure, RevoSave, RevoRetire, VivoChild Tokio Marine - TM Nest Egg (GIO Cashback), TM Nest Egg (2 Pay 8 or 10), TM Wealth Enhancement Etiqa Insurance - eEASY Save, eEASY Savepro, eSAVE assure 5 presto, eSAVE assure presto, eSAVE enhance, eSAVE rewards presto, eSAVE flexi (5 pay 10) presto, eSAVE flexi |
How FSMOne can help you get on track
Our team of friendly advisers are able to help you review your financial objectives, long term commitments, and offer you investment and insurance advice specific to your needs. If you would like assistance in reviewing your financial and protection portfolio, or simply to get a quote for an insurance plan,
Available Products on FSMOne Insurance |
Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment from Etiqa Insurance, Manulife, NTUC Income and Tokio Marine Life Insurance *Please check with our advisory team if the product you want is available on FSMOne Insurance |
Interested to learn more? Check out these articles:
Should You Compare Endowment Policies With Fixed Deposits?
3 Things You Must Know About Integrated Shield Plans
