The FSM Global Referral Programme rewards existing clients for referring friends or family to open an account.

From 1 March 2025, referrers will receive 5,000 reward points in the following month after the referee’s account is successfully opened and confirmed.

Your referral code is your FSM Global account number (e.g. Pxxxxxxx). You can find it in the Menu section of the mobile app or on the Account Summary page on the website after logging in.
This code must be entered by the referee in the Referral field during the account opening process.
Alternatively, you may also copy and share your referral link by going to Account Summary (A/C Summary) after login, then selecting the “Referral” button under the Quick Actions section.

Log in and go to My Account > Rewards to view your rewards. You may also refer to your rewards statement after the points are credited.

Referrers will receive 5,000 reward points in the following month after the referee’s account is successfully opened and confirmed.

So long you meet all of the criteria below, you are eligible to be the referrer:
a) Have an active investment account with FSM Global and,
b) You are the tain account holder of the FSM Global investment account.

The FSM Global Welcome Rewards Promotion is a special introductory offer where eligible participants can earn up to S$58 in FSM Cash Account credits by opening an eligible account, depositing fresh funds, and setting up Regular Savings Plans (RSPs) across different asset classes.

The promotion is open to two groups of investors who open an account starting 01 July 2026 until further notice:

New Investors: Individuals opening a brand-new Personal, Corporate, or Beneficiary FSM Global account, who have not closed/cancelled any FSM Global account within the last 12 months.
Existing Investors: Current FSM Global account holders who open a new Beneficiary account, provided they have not closed/cancelled any FSM Global account within the last 12 months.

Yes. If you are an existing user, you can qualify by opening a new Beneficiary account.
Please note that the promotion requirements (the S$1,000 deposit and the RSP setup) must be fulfilled independently within that newly opened Beneficiary account.

Yes, this promotion applies to one or more Beneficiary accounts. However, you cannot combine balances or transactions across accounts. Every single Beneficiary account must meet the S$1,000 net deposit and RSP requirements independently within its own 40-day window to earn its respective rewards.

You can accumulate the deposit over time. The S$1,000 requirement tracks your net deposits within the first 40 days of opening the account.

Yes. Transactions or funding made via SRS (Supplementary Retirement Scheme), CPFIS-OA, or CPFIS-SA are strictly not eligible for this Welcome Promotion. Deposits must be cash or cash equivalents.

You are absolutely encouraged to invest it! Using your deposited funds to purchase any available investments on the FSM Global website or mobile app during the 40-day window will not disqualify you from the welcome promotion.

No. To unlock the additional S$10 milestones, the RSPs must be across different product types (Unit Trusts, ETFs, or MAPS). Multiple RSPs within the same product type will only count once toward that category's S$10 reward.

Your rewards will be systematically credited straight into your FSM Cash Account within 4 weeks after the 40th day from your official account opening date, assuming all conditions were met.