NCD (No Claim Discount) protector  is a discount on your car insurance premium that rewards safe drivers for their accident-free record.

Your NCD might remain unaffected if you are proven entirely not at fault in an accident involving another vehicle. Some insurers offer protection against NCD loss, especially if you have built up a substantial NCD level, like 50% (five years or more without a claim).

Yes. You can even potentially reduce your car insurance costs by taking your renewal notice to a different insurer, as some may offer price matching. Reach out to us here if you would like to find out more.

There are a few ways to reduce your car insurance premiums:

1. Adjusting your excess – a higher excess will result in lower premiums.
2. Compare quotations – get quotations from several insurers to see which policy can best suit your budget and needs.
3. Price matching – share your renewal notice with an alternative insurer to see if they are able to lower the premiums, or offer higher coverage for the same premiums.

Reach out to us here if you would like to find out more.

If you have car insurance from insurer like Allianz Motor Protect, FWD Car Insurance, MSIG Private Motor, or Sompo Private Car, you likely have access to 24/7 roadside assistance. Contact their hotline for assistance.

Remember to report the accident within 24 hours or by the next working day as per most insurers' requirements.

You can find the list of car insurance providers we collaborate with in the table provided above.

Contact us here if you would like to find out more.

Car insurance plans available on FSM Global are underwritten by the respective insurers.