MAPS Moderately Aggressive (Growth)
Portfolio Summary
Investment Objective
This portfolio aims to achieve long term capital appreciation by investing 30% into fixed income and 70% into equities. The portfolio may invest in balanced funds, alternative investment funds and money market funds. It may also invest in exchange traded funds (ETFs). The target allocation may change with our views on financial markets.
Key Features
This portfolio is suitable for investors with a medium-to-long term investment horizon; who are able to bear more risk and can understand the volatility that comes with being invested predominantly in the stock market. Such investors are willing to take on more risk for more potential returns.
Specific examples includes singles with no long term commitments and couples saving for retirement, middle-aged persons who have no immediate cash commitments and those preparing for medium- to long-term retirement planning. This portfolio is also suitable for investors who have medium- to long-term financial goals like saving for children's education or upgrading a home.
Risk Rating
Targeted Portfolio Allocation
| Fixed Income | FSM Risk Rating | % of Portfolio |
|---|---|---|
| Singapore-Centric Bonds | 2 - Low Risk | 10.50% |
| Global Bonds | 4 - Moderately Low Risk | 7.50% |
| Asian Bonds | 4 - Moderately Low Risk | 4.50% |
| High Yield Bonds | 4 - Moderately Low Risk | 4.50% |
| Emerging Market Bonds | 5 - Moderate Risk | 3.00% |
| Equities | FSM Risk Rating | % of Portfolio |
|---|---|---|
| US Equity | 8 - High Risk | 29.10% |
| Asia ex Japan Equity | 8 - High Risk | 11.90% |
| Europe Equity | 8 - High Risk | 11.20% |
| Japan Equity | 8 - High Risk | 8.00% |
| Global Equity | 8 - High Risk | 6.30% |
| Emerging Markets Equity | 9 - Higher Risk | 3.50% |
Key Risks
Investing involves risk, including possible loss of principal invested. View the list of risks here:
FSM MAPS Planner
Based on Total Returns (Dividends Reinvested)
Investment Amount (SGD)
Monthly Contribution Amount (SGD) (minimum of SGD 100)
Investment Horizon (Years)
The results generated by this tool regarding the probability of various investment outcomes are founded on financial theory and financial statistical modelling, and are not the historical results of FSM MAPS or projections of future results of FSM MAPS. Generated results may differ with each simulation. Learn more in our Methodology