Your estimated return in 5 years will be :

From the table, it show how much your money can grow accordingly to the amount you set aside each month against the returns you aim to achieve on your investments. The returns are correlated with the type of funds as well as investors’ risk appetite. Generally, riskier funds such as equities offers higher returns (8% - 12%) and lower risk instruments such as bonds offer lower returns. For investors with a long term horizon, one should consider allocating more into equities. As the years go by, you may consider to allocate a larger portion to lower risk funds to protect your portfolio.