MAPS Balanced (Income)
Portfolio Summary
Investment Objective
This portfolio aims to distribute all income received from its underlying investments on a quarterly basis with a neutral asset allocation of 50% to fixed income and 50% to equities. It is not the intention of the fund manager to make distributions out of capital. The portfolio may invest in balanced funds, alternative investment funds and money market funds. It may also invest in exchange traded funds (ETFs). The target allocation may change with our views on financial markets.
Key Features
This income-themed portfolio is suitable for investors with a medium term investment horizon; who want reasonably good returns and are able to bear some risk. Such investors are willing to take on some risk for potential returns.
Specific examples include middle-aged persons who have no immediate cash commitments and those preparing for medium- to long-term retirement planning. This portfolio is also suitable for investors who have medium- to long-term financial goals like saving for children's education or upgrading a home.
Risk Rating
Targeted Portfolio Allocation
| Fixed Income | FSM Risk Rating | % of Portfolio |
|---|---|---|
| Singapore-Centric Bonds | 2 - Low Risk | 17.50% |
| Global Bonds | 4 - Moderately Low Risk | 12.50% |
| Asian Bonds | 4 - Moderately Low Risk | 7.50% |
| High Yield Bonds | 4 - Moderately Low Risk | 7.50% |
| Emerging Market Bonds | 5 - Moderate Risk | 5.00% |
| Equities | FSM Risk Rating | % of Portfolio |
|---|---|---|
| US Equity | 8 - High Risk | 20.80% |
| Asia ex Japan Equity | 8 - High Risk | 8.40% |
| Europe Equity | 8 - High Risk | 8.00% |
| Japan Equity | 8 - High Risk | 5.70% |
| Global Equity | 8 - High Risk | 4.60% |
| Emerging Markets Equity | 9 - Higher Risk | 2.50% |
Key Risks
Investing involves risk, including possible loss of principal invested. View the list of risks here:
FSM MAPS Planner
Based on Total Returns (Dividends Reinvested)
Investment Amount (SGD)
Monthly Contribution Amount (SGD) (minimum of SGD 100)
Investment Horizon (Years)
The results generated by this tool regarding the probability of various investment outcomes are founded on financial theory and financial statistical modelling, and are not the historical results of FSM MAPS or projections of future results of FSM MAPS. Generated results may differ with each simulation. Learn more in our Methodology