Protect the financial future of your loved ones
Whether you’re starting your first job, building a family, or pursuing your life goals, FWD Term Life Plus gives you the confidence to do so by offering a million-dollar life insurance cover from as low as S$1 a day.
Choose the term life insurance that suits your needs
Use the table below to help you decide between fixed or renewable term plans
| What FWD Term Life Plus covers | Fixed Term i | Renewable Term i |
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No medical examination i With FWD Term Life Plus, you can buy up to S$1.5 million of coverage without the need for a medical check-up if you are in the pink of health. |
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Big coverage at an affordable price Get a million dollar term life cover from as low as $1 a day and the freedom to pace your premiums with your income. (for a 28 year old non-smoking male) |
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Enhance your cover Beef up your coverage with optional benefits to protect yourself if you are diagnosed with a critical illness or become unable to work due to a total and permanent disability. |
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Spouse coverage i In the event of your death, your spouse is eligible for term life cover of up to S$250,000 for 1 year. |
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Be covered even as you age Guaranteed renewals over your policy period. |
Up to age 70 | Up to age 100 |
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Uninterrupted coverage - waiver of premium If you purchase the optional premium waiver benefit, you can enjoy life insurance coverage without paying subsequent premiums in the event you are unable to work due to a total and permanent disability or critical illness. |
Waiver of premium available | Waiver of premium not available |
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Plan with certainty For fixed term, your premium remains the same over the policy period you choose. For renewable term, your premium changes every year allowing you to start with lower premium. |
Fixed premium for 5 year and longer term | Premium starts low and increases yearly |
Live life to the fullest regardless of which stage you’re at
Get covered for life and celebrate living
Whether you’re starting your first job, building a family, or pursuing your life goals, FWD Term Life Plus gives you the confidence to do so by offering a million-dollar life insurance cover from as low as S$1 a day.
Watch this video to find out more
Enhance your coverage at a fraction of your premium
Over 70% customers choose additional protection for critical illness or total and permanent disability with their term life cover. In the event of these, you also get your subsequent premiums waived if you choose to get our premium waiver benefit.
Interested in a term insurance?
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Learn more about Direct Term
Know more and make better choices – find useful tips on FSM Global
