![[FSMOne Debit Card] Earn a lovely 2.5% Cashback This Valentine’s Season! | Open a FREE FSM account and manage all your investments conveniently in ONE place](https://secure.fundsupermart.com/fsm/ext/feature/315960_20250207_BNVFxiRR.jpeg)
This Valentine’s season, shower your loved ones (and yourself!) with gifts, experiences, and dining treats—all while enjoying 2.5% cashback on your spending with the FSMOne Debit Card!* Whether you’re planning a romantic getaway, buying the perfect present, or indulging in a special meal, FSMOne’s ultra-competitive FX rates and cashback rewards make every moment extra rewarding.
This promotion is valid from 1 February 2025 to 28 February 2025. Terms and conditions apply.
Here’s why you will adore the FSMOne Debit Card this February!
✓ Ultra-competitive FX rates: Jetting off for a romantic holiday? Enjoy ultra-competitive FX rates and earn 2.5% cashback on your foreign transactions.
✓ Peace of Mind: Receive instant payment push notification alerts for every transaction. Lock your card on the go for extra security.
✓ Automatic currency conversion: For added convenience, there is no need to manually convert your money to a foreign currency. As long as you have SGD in your Cash Account or SGD Auto-Sweep Account, you can make instant foreign transactions. No more worrying about how much money to exchange for your entire trip!
✘ Say GOODBYE to
- Annual Fees
- Fall below Fees
- Minimum spending requirements
- Late payment fees
✓ Say HELLO to Rewards!: One of the few debit cards with a rewards programme, enjoy a welcome bonus (up to 1,400 Rewards Points) on your first card transaction and birthday month benefits (up to 2,500 Rewards Points). Learn more about the FSMOne Rewards Programme.
All you have to do is to book those flowers and to love yourself and the people
around you!
Get Instant sign-up
Apply via Myinfo and receive your virtual debit card within minutes! Get your account and digital card here.
Tips for card application:
· If you are not an existing FSMOne investor, an FSMOne account must be created before card application.
· Upon card application (it only takes a few minutes!), you will have a digital card created immediately.
· You can also apply for an additional physical card. Step-by-step guide here
*Terms and Conditions – February 2025 2.5% Cashback Promotion
1. The FSMOne Debit Card February 2025 2.5% Cashback Promotion (the “Promotion”) is valid from 1 February 2025 to 28 February 2025 (the “Promotional Period”).
2. The Promotion is applicable to the following cards (collectively “Qualifying Cards”)
a) FSMOne Crimson Debit Card
b) FSMOne Black Debit Card
Read more about the differences here.
3. An eligible cardmember (the “Eligible Cardmember”) is defined as an FSMOne client who is currently holding on to and has not cancelled any Qualifying Cards within the last 6 months.
4. By participating in this Promotion, the Eligible Cardmember agrees to have read, understood and be bound by all terms and conditions stated herein. FSMOne reserves the right to amend the Terms and Conditions without prior notification.
5. To be successfully eligible for the Promotion, the Eligible Cardmember has to fulfil these criteria:
a. Must have an activated Qualifying Card; and
b. Has spent using the Qualifying Card
6. 2.5% cashback is only applicable to the first S$1,000 spending on eligible Merchant Category Codes (“MCCs”) during the Promotional Period. Cashback on amounts spent thereafter will only receive 1% cashback. Refer here for a list of MCC exclusions.
7. 2.5% cashback is subject to a cap of S$25 on the first eligible S$1,000 spending in total per Eligible Cardmember for this Promotion regardless of the number of Qualifying Cards registered under the Eligible Cardmember's FSMOne account(s).
8. Eligible transactions are identified via their Country Codes and MCCs. These MCCs are assigned by Mastercard and/or the FSMOne Debit Card issuer and may be subject to changes at any point of time. For the avoidance of doubt, the list of category codes is not under the purview of iFAST Financial Pte Ltd (“iFAST”) and iFAST is not responsible for the category code assigned to a transaction.
11. Cashback is calculated based on the date of the transaction in that calendar month. Cashback earned for the current month’s transactions will be credited 4 to 6 weeks after the end of February and reflected in your debit card/account statement.
12. FSMOne reserves the right to reject or clawback any cashback granted or to be granted to a FSMOne Debit Card member in the case of any fraudulent, dishonest and inappropriate conduct, as determined in the sole discretion of FSMOne. Such activities include but are not limited to the following: the provision of any false details; the provision of any third party’s information without consent; and any other fraudulent or malicious actions.
13. The decision of FSMOne on all matters relating to the Promotion is final and any appeal will not be entertained by FSMOne.
14. General FSMOne Debit Card Cashback Terms & Conditions apply. Please refer to the full FSMOne Debit Card Cashback Terms & Conditions here.
Disclaimer
All debit cards are issued and powered by Nium, an entity regulated by the Monetary Authority of Singapore as a major payment institution under License No. PS20200276. iFAST Financial Pte Ltd (“iFAST”) is obligated to act accordingly to withdraw monies held under trust in your iFAST Cash Account to your debit card separately issued by the card issuer for payment services independently administered by card issuer.
While iFAST and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
All materials and contents found in this site are strictly for general circulation and informational purposes only and should not be considered as an offer, or solicitation, to deal in any of the funds or products found/identified in this site. While iFAST Financial Pte Ltd ("IFPL") has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors. Any opinion or estimate contained in this report is made on a general basis and neither IFPL nor any of its servants or agents have given any consideration to nor have they or any of them made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. You should consider carefully if the products you are going to purchase are suitable for your investment objective, investment experience, risk tolerance and other personal circumstances. If you are uncertain about the suitability of the investment product, please seek advice from a financial adviser, before making a decision to purchase the investment product. Past performance is not indicative of future performance. The value of the investment products and the income from them may fall as well as rise. Opinions expressed herein are subject to change without notice. In respect of any matters arising from, or in connection with the said research analyses or research reports, recipients of the report are to contact IFPL at 10 Collyer Quay, #26-01 Ocean Financial Centre Building, Singapore 049315, or by telephone at +65 6557 2853. Where the report contains research analyses or research reports from a foreign research house and if the recipient of such research analyses or research reports is not an accredited investor, expert investor, institutional investor or an ex-accredited investor, IFPL accepts legal responsibility for the contents of such analyses or reports to such persons only to the extent as required by law. Please note that only certain security(ies) herein are available to all investors, while the rest are only available for certain persons to invest in, such as Accredited Investors (as defined in the Securities and Futures Act) or one who invests at least S$200,000 (or its equivalent currency) per transaction. To qualify as an Accredited Investor, one needs to submit a declaration form and certain relevant supporting documents, according to iFAST’s prevailing policies and procedures.
Please read our full disclaimers on the website at ( https://secure.fundsupermart.com/fsmone/policies/328125/investment-account-terms-&-conditions).
iFAST Financial Pte Ltd (IFPL) (registered address: 10 Collyer Quay #26-01 Ocean Financial Centre Singapore 049315, Telephone: 6557 2000) holds the Financial Advisers Licence issued by the Monetary Authority of Singapore ('MAS') to conduct regulated activities of advising on securities, marketing of collective investment schemes and arranging of any contract of insurance in respect of life policies, other than a contract of reinsurance and the Capital Markets Services Licence issued by the MAS to conduct regulated activities of dealing in securities and providing custodial services for securities. While IFPL has made every effort to ensure the independence of the report's contents, IFPL's nature of business is such that IFPL and its connected and associated entities together with their respective directors, officers and staff may be involved in providing dealing or investment-related services in the abovementioned securities, and have taken or may take positions in the securities mentioned in this report, and may also act as the principal for any buy or sell trades.