
If you are looking for an insurance product just for the sole purpose of protection at the lowest cost possible, you should consider a Term Life insurance.
What is iFAST Digital Term?
iFAST Digital Term is a fully digital solution that we have designed in partnership with Raffles Health Insurance (RHI). It is a Term insurance that provides you with the coverage against Death and Terminal Illness. You can also choose to enhance your coverage further with the four optional riders available below:

Fast and simple online application process
Are you guilty of postponing your insurance purchase just because you do not want to meet up with your adviser to go through tons of paperwork just for one purchase? This is one of the most common pain points that we wanted to address with our product. You can now get your desired coverage anytime with iFAST Digital Term!
How is iFAST Digital Term different from the rest?
A term life solution may not be new to the market. But what truly sets iFAST Digital Term apart from the rest is how our Cancer riders are being designed.
It is common to add on additional riders to a core plan to enjoy enhanced coverage but do you know that most insurer offers riders on an accelerated basis? This means that if you were to make a successful claim on your riders, the rider’s sum assured will payout and the whole policy will either be terminated or you would be left with a lower sum assured. This would also mean that you will now be left with a lower life coverage and you likely might face difficulties should you wish to take up another life insurance in the future due to the pre-existing condition you now have.
Our Cancer 360 and Cancer Plus rider on the other hand, offers payout on an additional basis. Any successful claim on these riders will not terminate your main plan or reduces the sum assured accordingly. This provide a greater level of assurance to our customer that their life coverage level will not be affected yet at the same time they can receive the payout from the riders for them to truly focus on seeking necessary treatments.
Let’s take a look at these two clients below to better understand how an accelerating rider works compared to an additional rider:


Did you notice that client B is also able to choose a higher sum assured for its rider compared to his main plan? This is also one of the benefits of a rider being on an “additional” basis. It allows our client to have a greater degree of flexibility to choose their preferred coverage level rather than being restricted only to the sum assured of the main plan.
Our Commission Rebate Programme*
Apart from designing our Cancer riders to offer payout on an additional basis. We wanted to further reduce the cost of insurance for all our clients. We are pleased to announce that you will be auto enrolled into our commission rebate programme when you sign up for iFAST Digital Term!
Our programme means that whenever you choose to insure with us on an eligible product, we will share a portion of the commissions we received from the insurer back to you.
More information on iFAST Digital Term
Get covered with iFAST Digital Term
And enjoy up to 45% commission rebates!
Available Products on FSMOne Insurance |
Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment, General Insurance (Personal and Commercial) from AIG, Allianz, Chubb, Etiqa Insurance, FWD Insurance, Great Eastern, Manulife, NTUC Income, QBE, Sompo and Tokio Marine Life Insurance *Please check with our advisory team if the product you want is available on FSMOne Insurance |
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Disclaimer:
This advertisement has not been reviewed by the Monetary Authority of Singapore.
*Commission rebates will only be given for policies purchased using cash.
Terms and conditions can be found here: https://secure.fundsupermart.com/fsm/fsm/terms-conditions


