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Rupiah Ups and Downs Are Normal—But Here’s How Smart Investors Protect Their Savings
If you live, work, and save in Indonesia, the Rupiah is naturally part of everyday life. You earn in Rupiah, spend in Rupiah, and may keep most of your savings in Rupiah too. But when exchange rates move sharply, it can be a useful reminder to review whether your savings are aligned with your future goals.
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Get Up to S$58 Cash Rewards When You Open an FSM Global Account and Start Investing
Open an FSM Global account, deposit at least S$1,000 and invest via Regular Savings Plans (RSPs) to earn up to S$58 in cash rewards. Complete the qualifying activities within 40 days of account opening to be eligible.
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Auto-Sweep Account
opt-in to Auto-Sweep and earn potentially higher yield
Sweep all idle cash into Auto-Sweep
Earn potentially higher returns
Transact all types of investment products with no lag time
*Updated as of 06 Jul 2026 based on the weighted average of the latest yield of underlying portfolio constituents after deducting latest fund-related expenses and FSM management fee. Latest net yield is neither a guaranteed rate nor an accurate indication of future returns. Net yield is updated on a weekly basis and is subject to fluctuation. Actual returns on Auto-Sweep Account will be based on the underlying portfolio constituents performance.
Multi-Currency Cash Account
- Easy Currency Conversion from our Real time FX rates
- Earn interest on your cash account balance
- No fees and no minimum balance required
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SGD
0.60%
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USD
1.80%
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HKD
1.00%
'%3e%3cpath data-name='Path 168911' d='M12 0A12 12 0 110 12 12 12 0 0112 0' fill='%23cc001e'/%3e%3cpath data-name='Path 168912' d='M6.567 7.3L7.6 10.491h3.351l-2.706 1.973 1.036 3.187-2.714-1.968-2.714 1.968 1.041-3.187-2.714-1.973h3.351z' fill='%23ffd02d'/%3e%3cpath data-name='Path 168913' d='M14.227 18.586l-.792-.975-1.172.455.68-1.055-.793-.98 1.214.324.685-1.055.065 1.256 1.219.324-1.176.45z' fill='%23ffd02d'/%3e%3cpath data-name='Path 168914' d='M15.8 15.727l.375-1.2-1.025-.727 1.257-.018.37-1.2.408 1.19 1.256-.014-1.008.75.4 1.191-1.026-.727z' fill='%23ffd02d'/%3e%3cpath data-name='Path 168915' d='M17.925 8.808l-.553 1.13.9.876-1.242-.178-.553 1.125-.216-1.237-1.247-.179 1.116-.585-.216-1.243.9.877z' fill='%23ffd02d'/%3e%3cpath data-name='Path 168916' d='M14.259 5.386l-.094 1.252 1.167.473-1.223.3-.089 1.256-.661-1.067-1.223.3.811-.96-.666-1.065 1.167.474z' fill='%23ffd02d'/%3e%3c/g%3e%3c/svg%3e "chinaFlagIcon")
CNH
0.80%
MYR
0.50%
AUD
2.50%
CAD
0.10%
CHF
0.00%
EUR
0.75%
GBP
2.20%
' fill='%23d80027'/%3e%3c/svg%3e "japanFlagIcon")
JPY
0.50%
NZD
0.50%
Rates quoted are in % per annum (p.a), and are subject to change without prior notice. The Cash Account and Auto-Sweep Account are not savings accounts and hence not protected by the deposit insurance scheme.
Join investors from over 100 regions worldwide 🌍
Start with as little as SGD 500
Handpicked collection of top-tier funds and ETFs
Five risk profiles tailored to your needs
Long-term, fundamentally driven strategy
Start with as little as SGD 500
Handpicked collection of top-tier funds and ETFs
Five risk profiles tailored to your needs
Long-term, fundamentally driven strategy
Managed Portfolios
Invest with ease — Professional portfolio management aimed to optimise returns and manage risk.
| Tenure | Price Guidance |
|---|---|
| 6 Months | 1% - 2% area |
Delayed at least 15 minutes
Market Ranking information will only be available after market opens
Multi-Currency Cash Account
- Easy Currency Conversion from our Real time FX rates
- Earn interest on your cash account balance
- No fees and no minimum balance required
SGD
0.60%
USD
1.80%
HKD
1.00%
CNH
0.80%
MYR
0.50%
AUD
2.50%
CAD
0.10%
CHF
0.00%
EUR
0.75%
GBP
2.20%
JPY
0.50%
NZD
0.50%
Join investors from over 100 regions worldwide 🌍
Start with as little as SGD 500
Handpicked collection of top-tier funds and ETFs
Five risk profiles tailored to your needs
Long-term, fundamentally driven strategy
Start with as little as SGD 500
Handpicked collection of top-tier funds and ETFs
Five risk profiles tailored to your needs
Long-term, fundamentally driven strategy
Managed Portfolios
Invest with ease — Professional portfolio management aimed to optimise returns and manage risk.
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