
The recent changes to cancer coverage from MediShield and Integrated Shield Plans have led to the introduction of the Cancer Drug List (CDL) by the Ministry of Health (MOH). This means that going forward only cancer drugs on the approved CDL will be covered by MediShield and Integrated Shield Plans. Drugs and/or treatments outside of the CDL will not be claimable under MediShield and Integrated Shield Plans.
If you are concerned about the potential costs of these cancer drugs and/or treatments, a plan that offers lump sum pay-out for cancer diagnosis may be suitable for you.
iFAST Digital Term for affordable cancer coverage
Introducing iFAST Digital Term, a fully digital insurance solution that is underwritten by Raffles Health Insurance (RHI). This is a term insurance plan and covers for death and terminal illness. Riders are also available for add-on should you wish to enhance your coverage.
Providing coverage for all stages of cancer, Cancer 360 is a rider that can be added onto iFAST Digital Term plan. This rider provides a lump sum pay-out for all stages of cancer, including upon diagnosis of early-stage cancer.
Cancer 360 rider pays on an additional basis thus giving cancer coverage in addition to what is selected for your core plan. As shown in the table above, claims paid out for Cancer 360 rider will not reduce the sum assured of your core iFAST Digital Term plan. Coverage starts from $50,000 and is offered for up to $300,000 for Cancer 360.
Tip: As cancer riders for iFAST Digital Term are offered on an additional basis, you may purchase $50,000 death coverage and up to $300,000 Cancer 360 coverage.
Affordable term life coverage with iFAST Digital Term
And enjoy up to 45% commission rebates!
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Available Products on FSMOne Insurance |
Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment, General Insurance (Personal and Commercial) from AIG, Allianz, Chubb, Etiqa Insurance, FWD Insurance, Great Eastern, Manulife, Income, QBE, Raffles Health Insurance, Sompo, and Tokio Marine Life Insurance *Please check with our advisory team if the product you want is available on FSMOne Insurance |
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Disclaimer:
*Profile: Age 30 (birthdate: 01/01/1993), non-smoker female. Actual cost paid by the client may be lower due to commission rebates.
The iFAST Digital Term plan is eligible for iFAST members aged between 18 years old to 65 years old, and is automatically renewable every year up to 70 years old. Renewal premium is based on life assured’s attained age. Premiums are not level and will increase with age.
This plan does not have a 14 day free-look period. In the event of termination, no premiums will be refunded, and the upcoming policy renewal will be terminated. More details including the terms and conditions of the plan can be found here.
Please note that a life policy is not a savings account or deposit.
By proceeding, you acknowledge and consent to the collection, use and disclosure of my personal data by iFAST and Insurer(s) for the purpose of processing my insurance application and administration.
All materials and contents found in this advertisement are strictly for information purposes only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice, you should consider whether the product in question is suitable for you. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is accurate as at 26 September 2023.
Please read our full disclaimers on the website at (https://secure.fundsupermart.com/fsm/fsm/disclaimer)




