[FSMOne Debit Card] Enjoy 5% overseas cashback* with the best travel card!

Promo: 5% Overseas Cashback*

This March, whether you are in Japan to enjoy Sakura season or elsewhere for that well-deserved break, you can get 5% cashback* on all foreign transactions.

Be it dining, transportation, spas, or other recreational activities, you can start earning from your 1^st dollar spent overseas. You can only stretch a dollar so far, but we can help you stretch it further with 5% cashback*!

This promotion runs from 1 March 2024 to 31 March 2024. Terms and conditions apply.

Top 5 travel-friendly features:

With the FSMOne Debit Card, enjoy one ecosystem to invest, trade, spend and earn attractive cashback! FSMOne investors can enjoy the maximum benefits as they can spend directly from their investment proceeds and dividends.

Here are the top 5 travel-friendly features you can enjoy for a hassle-free trip:

1.      Better-than-bank, competitive FX rates: Save on foreign transaction fees and high mark-ups imposed by banks.

2.      Security: Receive instant payment push notification alerts for every transaction. Lock your card on the go for extra security.

3.      Automatic currency conversion: For added convenience, there is no need for manual conversion to a foreign currency. So long as you have SGD in your Cash Account, you can make instant foreign transactions. No more planning out how much money to exchange for your whole trip!

4.      No commitment: Enjoy a low maintenance card with no minimum spending requirement and income, on top of no annual fee.

5.      Rewards: One of the few debit cards with a rewards programme, enjoy a welcome bonus (up to 1,400 Rewards Points) on your first card transaction and birthday month benefits (up to 2,500 Rewards Points). Learn more about the FSMOne Rewards Programme.

Join the FSMOne Family

Apply for the card here.

Tips for card application:

•  If you are not an existing FSMOne investor, an FSMOne account must be created before card application. 
•  Upon card application (it only takes a few minutes!), you will have a digital card created immediately. 
• You can also apply for an additional physical card. Step-by-step guide here.

*Terms and Conditions – March 5% Overseas Cashback Promotion     

1.  The FSMOne Debit Card March 5% Overseas Cashback (the “Promotion”) is valid from 1 March 2024 to 31 March 2024 (the “Promotional Period”).

2.  The Promotion is applicable to the following cards (collectively “Qualifying Cards”)

a)       FSMOne Crimson Debit Card

b)      FSMOne Black Debit Card

Read more about the differences here.

3.  An eligible cardmember (“the Eligible Cardmember”) is defined as an FSMOne client who is currently holding on to and has not cancelled any Qualifying Cards within the last 6 months.

4.       By participating in this Promotion, the Eligible Cardmember agrees to have read, understood and be bound by all terms and conditions stated herein. FSMOne reserves the right to amend the Terms and Conditions without prior notification.

5. To be successfully eligible for the Promotion, the Eligible Cardmember has to fulfil these criteria:

a.       Must have an activated Qualifying Card;

b.       Has spent using the Qualifying Card; and

c.       Has made the transactions overseas.

6.       5% cashback is only applicable to the first S$1,000 overseas spending on eligible Merchant Category Codes (“MCCs”) during the Promotional Period. Cashback on amounts spent thereafter will only receive 1% cashback. Refer here for a list of MCC exclusions.

7.       5% cashback is subject to a cap of S$50 on the first eligible S$1,000 overseas spending in total per customer for this Promotion regardless of the number of Qualifying Cards registered under the Cardmember's FSMOne account(s).

8.       Eligible transactions are identified via their Country Codes and MCCs. These MCCs are assigned by Mastercard and/or the FSMOne Debit Card issuer and may be subject to changes at any point of time. For the avoidance of doubt, the list of category codes is not under the purview of iFAST Financial Pte Ltd (“iFAST”) and iFAST is not responsible for the category code assigned to a transaction.

9.       Cashback is calculated based on the date of the transaction in that calendar month. Cashback earned for the current month’s transactions will be credited 4 to 6 weeks after the end of the current month and reflected in your debit card/account statement.

10.   FSMOne reserves the right to reject or clawback any cashback granted or to be granted to a FSMOne Debit Card member in the case of any fraudulent, dishonest and inappropriate conduct, as determined in the sole discretion of FSMOne. Such activities include but are not limited to the following: the provision of any false details; the provision of any third party’s information without consent; and any other fraudulent or malicious actions.

11.   The decision of FSMOne on all matters relating to the Promotion is final and any appeal will not be entertained by FSMOne.

General FSMOne Debit Card Cashback Terms & Conditions apply. Please refer to the full FSMOne Debit Card Cashback Terms & Conditions here.

All debit cards are issued and powered by Nium, an entity regulated by the Monetary Authority of Singapore as a major payment institution under License No. PS20200276. iFAST Financial Pte Ltd (“iFAST”) is obligated to act accordingly to withdraw monies held under trust in your iFAST Cash Account to your debit card separately issued by the card issuer for payment services independently administered by card issuer.

This advertisement has not been reviewed by the Monetary Authority of Singapore.