[FSMOne Debit Card] Add more ONG to your LNY with Global 5% Cashback* on Dining and Groceries

LNY special: 5% local and overseas cashback* on dining and groceries

Leap into the Lunar New Year with 5% global cashback on all dining and groceries during this festive period of gatherings and joy!

The Lunar New Year Year of the Dragon to-do list:

• Buy LNY goodies, snacks and drinks to host friends and family. Pineapple tarts, bak kwa, love letters, kueh lapis, peanut cookies…
• Buy frozen meat and vegetables for hotpot meals at home.
• Reserve restaurants early for reunion dinners.
• Make reservations at bars for after-work drinks and celebrations.

What’s there in common in this to-do list? Food and drinks! LNY is the period to catch up with your extended family and friends. And what better way to connect than over a meal?  

With the FSMOne Debit Card, you can HUAT harder with 5% cashback* off all dining and groceries spending! With no minimum spend and no cap on the number of eligible participants, be assured of earning cashback from your 1^st dollar spent.

This promotion runs from 1 – 29 February 2024. Terms and Conditions Apply.

5 ways to HUAT this LNY season with the FSMOne Debit Card

1.      Earn cashback*: Local and overseas! Earn 5% cashback from the 1st dollar spent. After your first S$1000 spending, continue to earn cashback, at 1%!

2.      Use competitive FX rates:  No sneaky mark-ups or hidden fees. Unlike traditional banks that charge up to 3.5% more, you can save on bank card transaction fees with our card.

3.      Compartmentalise investments and spending: FSMOne investors can enjoy hassle-free direct spending from their investment proceeds and dividends. The FSMOne Debit Card is linked to the FSMOne SGD Cash Account.

4.      Secure all transactions: Your card security is our top priority. Have full control over your card security with alerts for all transactions. You can also freeze your card(s) on the go for added protection.

5.      Enjoy rewards: One of the few debit cards with a rewards programme, enjoy a welcome bonus (up to 1,400 Rewards Points) on your first card transaction and birthday month benefits (up to 2,500 Rewards Points). Learn more about the FSMOne Rewards Programme.

Yet to apply?

Apply for the card here.

Tips for card application:

• An FSMOne account has to be created before card application. 
• Upon card application (it only takes a few minutes!), you will have a digital card created immediately. It can be used at any moment once your FSMOne Cash Account is funded.
• You can also apply for an additional physical card. Step-by-step guide here.

Terms and Conditions: FSMOne Debit Card 5% Cashback LNY Promotion

1.      The 5% Cashback LNY Promotion (the “Promotion”) is valid from 1 February 2024 to 29 February 2024 (the “Promotional Period”).

2.      The cashback is applicable to the following cards (collectively “Qualifying Cards”)

a.      FSMOne Crimson Debit Card

b.      FSMOne Black Debit Card

Read more about the differences here.

3.       An eligible cardmember (the “Cardmember”) is defined as a FSMOne client who is currently holding on to  and has not cancelled any Qualifying Cards within the last 6 months.

4.       By participating in this Promotion, the Cardmember acknowledges and agrees to have read, understood and be bound by all terms and conditions stated herein. FSMOne reserves the right to amend the Terms and Conditions without prior notification.

5.      To successfully be eligible for the Promotion, the Cardmember has to fulfil these criteria:

a.      Possess an activated Qualifying Card;

b.      Spent using the Qualifying Card; and

c.      Made transactions locally and/or overseas on the following Merchant Category Codes (“MCCs”) during the Promotional Period (collectively “Eligible Transactions”):

                               i.           MCC 5812 (Eating Places and Restaurants)

                              ii.            MCC 5813 (Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns–Drinking Places (Alcoholic Beverages)

                            iii.            MCC 5814 (Fast Food Restaurants)

                             iv.            MCC 5411 (Grocery Stores, Supermarkets)

6.      5% cashback is applicable only on the first S$1000 spending on local and/or overseas spending of MCCs during the Promotional Period. Cashback on amounts spent thereafter will only receive 1% cashback. Refer here for a list of MCC exclusions.

7.      Eligible Transactions are identified via their MCCs. These MCCs are assigned by Mastercard and/or the Qualifying Cards issuer, and may be subject to changes at any point of time. For the avoidance of doubt, the list of category codes is not under the purview of FSMOne and FSMOne is not responsible for the category code assigned to a transaction.

8.      Cashback is calculated based on the date of the transaction in that calendar month. Cashback earned for the current month’s transactions will be credited 4 to 6 weeks after the end of the current month and reflected in your debit card/account statement.

9.      FSMOne reserves the right to reject or clawback any cashback granted or to be granted to a FSMOne Debit Card member in the case of any fraudulent, dishonest and inappropriate conduct, as determined in the sole discretion of FSMOne. Such activities include but are not limited to the following: the provision of any false details; the provision of any third party’s information without consent; and any other fraudulent or malicious actions.

10. The decision of FSMOne on all matters relating to the Promotion is final and any appeal will not be entertained by FSMOne.
General FSMOne Debit Card Cashback Terms & Conditions apply. Please refer to the full FSMOne Debit Card Cashback Terms & Conditions here.

All debit cards are issued and powered by Nium, an entity regulated by the Monetary Authority of Singapore as a major payment institution under License No. PS20200276. iFAST Financial Pte Ltd (“iFAST”) is obligated to act accordingly to withdraw monies held under trust in your iFAST Cash Account to your debit card separately issued by the card issuer for payment services independently administered by card issuer.

This advertisement has not been reviewed by the Monetary Authority of Singapore.