[FSMOne Debit Card] 3 Simple Mother's Day Ideas: Dine Out, Spa and Earn 5% cashback*!

Highlight: 5% cashback on local and overseas dining and spas

Googling for special ideas and exclusive deals for Mother’s Day? Here’s some: treat your mom to a special day by dining in and having a spa day! Whether you want to go for a Mother’s Day brunch, buffet, restaurant, or simply have a relaxing spa day, FSMOne has got you covered.

Enjoy this month’s exclusive promotion with 5% cashback* on all local and overseas dining as well as at spas with your mother! From 2^nd to 31^st May 2023, you can enjoy a discount of 5% off your first S$800 spend, with an additional 1% cashback off your subsequent spend on all local and overseas dining expenses, as well as expenses at health and beauty spas that are charged to your FSMOne Debit Card.

(*Refer to the Terms and Conditions for full details.)

Don’t miss out on this opportunity to show your love and appreciation for your mom while enjoying great savings.

Don’t have the FSMOne Debit card yet? Sign up here!

The Breakdown on the FSMOne Debit Card 

With so many cards in the market, you might be feeling indifferent about yet another card option. Here’s why we think you are missing out.

The FSMOne Debit Card helps you to:

•  Spend directly from your investment proceeds and dividend payouts. You can now pamper yourself by spending guilt-free your dividend payouts from your stocks, funds or bonds. FSMOne is the 1^st wealth platform to launch a debit card that keeps rewarding you!
•  Save overseas with highly competitive foreign exchange (FX) rates. We offer better savings on FX with our card, versus most of the other banks’ cards that have high mark ups (around 3-5%) for overseas payments. Another way to reward yourself!
• Earn 1% cashback on both local and overseas expenses. 

What’s more, there are no requirements such as minimum annual income , minimum spend, minimum balance or annual fee payment.

This makes it the ideal card if you are looking for the best travel card for overseas spending, or if you are a student who does not have a steady source of income.

Find out more with related articles:

• How to save while travelling? Maximise your overseas dining with the FSMOne Debit Card.
• FSMOne: 1st wealth platform to offer a digital and physical debit card!

Terms and Conditions – Mother’s Day Promotion

1.       The 5% cashback on spas, local, and overseas dining for the Mother’s Day Promotion (the “Promotion”) is valid from 2^nd May 2023 to 31^st May 2023 (the “Promotional Period”).

2.       The Cashback is applicable to the following cards (collectively “Qualifying Cards”)

a         FSMOne Crimson Debit Card

b        FSMOne Black Debit Card

Read more about the differences here.

3.       An eligible cardmember (the “Cardmember”) is defined as a FSMOne client  who is currently holding on to and have not cancelled any  Qualifying Cards within the last 6 months.

4.       By participating in this Promotion, the Cardmember acknowledges that he/she has read, understood, and agree to be bound by all terms and conditions stated herein. iFAST Financial Pte Ltd (“iFAST”) reserves the right to amend the Terms and Conditions without prior notification.

5.       To successfully be eligible for the Promotion, the Cardmember has to fulfil these criteria:

a.       Possess an activated Qualifying Card;

b.       Has spent using the Qualifying Card; and

c.       Be the first 200 persons to start spending on dining and spa expenses as denoted by Merchant Category Codes (“MCCs”) based on the Qualifying Card’s transaction date during the Promotional Period (“Eligible Transactions”):

i.                     5812 (Eating Places and Restaurants)

ii.                   5813 (Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns–Drinking Places (Alcoholic Beverages)

iii.                 5814 (Fast Food Restaurants)

iv.                 7298 (Health and Beauty Spas)

6.       5% cashback is only applicable to spending under the above MCCs for this Promotion. Other spending will receive 1% cashback.

7.       5% cashback will be credited on the first S$800 spent. Cashback on amounts spent thereafter will only receive 1% cashback.

8.       Cashback is subject to a cap of S$40 in total per Cardmember for this Promotion regardless of the number of Qualifying Cards registered under the Cardmember's FSM account(s).

9.       Eligible Transactions are identified via their MCCs. These MCCs are assigned by Mastercard and/or the Qualifying Cards issuer and may be subject to changes at any point of time. If the merchants are not classified and/or classified under another  category code not related to the relevant MCCs, transactions made at these merchants will not be eligible for the cashback. For the avoidance of doubt, the list of MCCs is not under the purview of iFAST and iFAST is not responsible for the category code assigned to a transaction.

10.   Cashback is calculated based on the date of transaction in that calendar month. Cashback earned for the current month’s transactions will be credited 4 to 6 weeks after the end of the current month and reflected in the Cardmember’s debit card/account statement.

11.   iFAST reserves the right to reject or clawback any cashback granted or to be granted to the Cardmember in the case of any fraudulent, dishonest or inappropriate conduct as determined at the sole discretion of FSMOne. Such activities include but are not limited to the provision of any false details, the provision of any third party’s information without consent and any other fraudulent or malicious actions.

12. FSMOne's decision on all matters regarding the Promotion is final. 

13.   Cashback granted under this Promotion is strictly non-exchangeable under all circumstances (including but not limited to any closure, suspension, loss or expiry of the Cardmember’s FSMOne account). For the avoidance of doubt, the Cardmember shall not be entitled to any compensation, refund or alternative prize due to a failure to claim or use the cashback.

General Debit Card Issuer Terms & Conditions apply. Please refer to the full Debit Card Issuer Terms & Conditions here. 

All debit cards are issued and powered by Nium, an entity regulated by the Monetary Authority of Singapore as a major payment institution under License No. PS20200276. iFAST is obligated to act accordingly to withdraw monies held under trust in your iFAST Cash Account to your debit card separately issued by the card issuer for payment services independently administered by the card issuer.

This advertisement has not been reviewed by the Monetary Authority of Singapore.