1 in 5 Singaporeans lack life insurance coverage. Are you the 1 in 5?

Are you among the 21% of Singaporeans with a mortality protection gap? What is putting you off from getting adequately covered? Is it the complexity, the hassle of having to meet an agent, or the lack of understanding about insurance?

If the above three points are your biggest deterrence to getting insured, fret not, for we have the solution for you. Created in partnership with Raffles Health Insurance (RHI), we designed iFAST Digital Term with one goal in mind – to make insurance accessible and convenient for all.

Insurance made accessible – Get $1 million coverage from just $19.20 a month*

Getting insured does not have to be an expensive affair. We intentionally simplified insurance with iFAST Digital Term only focusing on the basic protection needs you need. By removing unnecessary frills, we are able to keep premiums affordable, allowing you to get up to S$1 million coverage from just S$19.20 a month*.

Additionally, as a FSMOne member, you will also enjoy further savings from our Insurance Commission Rebate Program offering up to 45% commission rebates. Please feel free to reach out to us if you would like to find out more about our commission rebate program.

Insurance made convenient – Get immediate coverage, just answer 3 health questions

Get immediate coverage online with iFAST Digital Term. Just answer 3 health questions and enjoy the option of purchasing up to $1 million coverage. No medical check-ups needed! Apply online anywhere, at any time, and for any amount that you wish to purchase.

Did you know that we also have the option to save your application? If you are in the midst of applying but would require more time, simply click on the “Save” button. Your application will be saved for up to 3 months and can be retrieved from your FSM Inbox whenever you wish to continue your application.

Key features and benefits of iFAST Digital Term

iFAST Digital Term is a Term Life insurance plan that offers coverage for death and terminal illnesses (TI). There is an option to add-on riders should you wish to further enhance your coverage.

Affordable premiums: Get up to $1 million coverage from just $19.20 a month*

Flexible coverage: Choose from various coverage types, and amounts and only pay for what you need.

Digital convenience: Just answer 3 health questions to purchase. Apply and manage your policy entirely online.

Ongoing protection: Your policy is automatically renewed each year up to age of 70, allowing you to enjoy ongoing protection.

Add-on riders: Enhance your coverage with additional riders like a Cancer360 (for all stage cancer coverage), Cancer Plus (Up to $1 million late-stage cancer cover), or Hospital Cash rider (to receive daily cash benefit in the event of hospitalisation).

🛡️ Get covered with iFAST Digital Term in just 4 steps!

Step 1: Fill in your basic personal details to get a complimentary quote online.

You may also login to your FSMOne Account to have your personal details pre-filled for you. If you do not have an FSMOne account, you may sign up for an account here.

Step 2: Choose what you want to get covered for.

[💡 Tip: Our Cancer360 rider covers for all stages of cancer (including early-stage to late-stage cancers), and provide pay-out on an additional basis that will not reduce the sum assured of your base plan.]

Step 3: Answer 3 to 4 health questions.

Step 4: Review your chosen coverage, then make payment to complete your purchase!

or Reach out to us for a complimentary insurance review

^{Information obtained from:}

^{https://www.lia.org.sg/media/3972/lia-pgs-2022-press-release_final_8-sep-2023.pdf}

^Disclaimer:

^{*Profile: Age 30, non-smoker female. iFAST Digital Term is a yearly renewable policy. Renewal premium will be based on life assured’s attained age. More information on iFAST Digital Term can be found here.}

^{All materials and content found in this article are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. This article is not a contract of insurance.}

^{Insurance products are underwritten by the respective insurance partners and distributed by iFAST Financial Pte Ltd (“iFAST”). You are advised to review the specific terms, conditions and exclusions in the relevant policy contract.}

^{You are advised to read the key product documents, including (but not limited to) the product summary, before deciding whether the product is suitable for you. You should consider carefully if the products you are purchasing are suitable for your financial objectives, experience, risk tolerance and other personal circumstances. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product.}

^{While iFAST and its third-party providers strive to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice.}

^{Purchasing a life insurance policy is a long-term commitment, and early termination may involve significant costs. The surrender value, if any, may be zero or less than the total premiums paid.}

^{This advertisement has not been reviewed by the Monetary Authority of Singapore.}