[Limited Time] Enjoy cashback on your insurance spending, only at FSMOne

[July Exclusive] Enjoy 3.5% cashback on your insurance premiums* when you transact through FSMOne

Whether it's car insurance costing hundreds or life insurance reaching thousands, yearly premiums can be a huge annual expense, putting a dent on our wallets.

In the month of July, enjoy 3.5% cashback on your insurance premiums when you insure with FSMOne, and pay using your FSMOne Debit Card.*

With FSMOne Debit Card, you can even manage and keep track of all your finances in one place.

All you have to do:

Step 1: Get your FSMOne Debit Card ready. Or click here to apply for a FSMOne Debit Card.

Don't have your physical card with you? No worries!

Step 2: Purchase an insurance policy online (find a plan here), or schedule an appointment with our insurance specialist through the link below:

Step 3: Complete your insurance transaction with us, and pay using your FSMOne Debit Card!

For Travel, Motor, Home, Personal Accident, and Pet Insurance purchased through FSMOne, you will need to email us (email to: insurance@ifastfinancial.com) your proof of purchase in order to be eligible for the cashback

Insurance policies eligible for the cashback include Term Life, Whole Life, Critical Illness, Endowments, Annuities, Travel, Motor, Home, Personal Accident, and Pet Insurance plans.

Check that your FSMOne SGD Cash Account is funded so that payment can be successful

Step 4: Ensure your insurance policy is incepted and wait to receive the cashback in your SGD cash account.

This promotion is valid from 1 to 31 July 2024. *Terms and conditions apply.

Why FSMOne Insurance?

With over 10 Insurers available on FSMOne, we have a wide range of products to ensure your comprehensive insurance needs (life, health, and general insurance) can be met. Speak to us here if you would like a customised quotation or if you would like a complimentary insurance portfolio review.

Spend wisely, Stay Insured. Be rewarded when you insure with us

Enjoy up to 45% commission rebates when you apply through us

*Terms and Conditions:

1. The Insurance x FSMOne Debit Card July Cashback Promotion (the “Promotion”) is valid from 1 to 31 July 2024, inclusive of both dates (the “Promotional Period”).
2. The Promotion is applicable to the following cards (collectively “Qualifying Cards”)

a. FSMOne Crimson Debit Card

b. FSMOne Black Debit Card

Read more about the differences here.

3. An eligible cardmember (the “Eligible Cardmember”) is defined as an FSMOne client who is currently holding on to and has not cancelled any Qualifying Cards within the last 6 months.
4. By participating in this Promotion, the Eligible Cardmember agrees to have read, understood and be bound by all terms and conditions stated herein. FSMOne reserves the right to amend the Terms and Conditions without prior notification.
5. To be successfully eligible for the Promotion, the Eligible Cardmember has to fulfil these criteria:

a. Must have an activated Qualifying Card;

b. Made an insurance transaction through FSMOne using a Qualifying Card during the Promotional Period; and

c. (only for Travel, Motor, Home, Personal Accident, and Pet Insurance) Provided proof of purchase for policies purchased through FSMOne

6. 3.5% cashback is only applicable to the first S$1,000 spending on Insurance purchased through FSMOne during the Promotional Period. For avoidance of doubt, this refers to transactions which are assigned the following Merchant Category Codes (“MCCs”): 5960, 6300 and 6381.
7. 3.5% cashback is subject to a cap of S$35 on the first eligible S$1,000 spending in total per Eligible Cardmember for this Promotion regardless of the number of Qualifying Cards registered under the Eligible Cardmember's FSMOne account(s).
8. Cashback is eligible for premiums paid for insurance policies purchased through FSMOne, and debit card holder and policy holder name must be the same to qualify for the reward.
9. Cashback will be rewarded for eligible insurance policies purchased during the Promotional Period, and policy must be in-force by 12 August 2024.
10. Eligible insurance policies include Term Life, Whole Life, Critical Illness, Endowment, Annuity, Travel, Motor, Home, Personal Accident, and Pet Insurance plans.
11. iFAST Digital Term and policies purchased from FWD are not eligible for the Promotion.
12. Cardmembers who do not email a proof of purchase for Travel, Motor, Home, Personal Accident, and Pet Insurance purchased through FSMOne will not be eligible for the cashback. For the avoidance of doubt, cardmembers do not need to email FSMOne a proof of purchase for Term Life, Whole Life, Critical Illness, Endowments, and Annuities purchased through FSMOne.
13. Cashback is calculated based on the date of the transaction in that calendar month. Cashback earned for the current month’s transactions will be credited 4 to 6 weeks after the end of the current month and reflected in your debit card/account statement.
14. An Eligible Cardmember will receive cashback on insurance spending (subject to the fulfilment of requirements in this Promotion) in addition to commission rebates for life insurance purchased through FSMOne. More information on commission rebates can be found here.
15. FSMOne reserves the right to reject or clawback any cashback granted or to be granted to a FSMOne Debit Card member in the case of any fraudulent, dishonest and inappropriate conduct, as determined in the sole discretion of FSMOne. Such activities include but are not limited to the following: the provision of any false details; the provision of any third party’s information without consent; and any other fraudulent or malicious actions.
16. The decision of FSMOne on all matters relating to the Promotion is final and any appeal will not be entertained by FSMOne.
17. General FSMOne Debit Card Cashback Terms & Conditions apply. Please refer to the full FSMOne Debit Card Cashback Terms & Conditions here.

^Disclaimer:

^{This article is not a contract of insurance. Insurance products are underwritten by the respective insurance partners and distributed by iFAST Financial Pte Ltd (“iFAST”).}

^{All materials and contents found in this advertisement does not have any regard to the specific financial objectives, financial situation and particular needs of any specific person. You are advised to read the precise terms, conditions and exclusions specified in the relevant policy contract and consider carefully whether the product in question is suitable. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product.}

^{All debit cards are issued and powered by Nium, an entity regulated by the Monetary Authority of Singapore as a major payment institution under License No. PS20200276. iFAST is obligated to act accordingly to withdraw monies held under trust in your iFAST Cash Account to your debit card separately issued by the card issuer for payment services independently administered by card issuer.}

^{While iFAST and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice.}

^{This advertisement has not been reviewed by Monetary Authority of Singapore.}