
Investing doesn't have to be complicated. One of the most effective ways to build long-term wealth is by investing consistently through a Regular Savings Plan (RSP).
Every single step brings you closer to your end goals.
Instead of trying to predict and time the market — which is incredibly difficult even for Wall Street professionals — an RSP allows you to invest a fixed amount regularly. This disciplined approach helps you stay invested through market cycles and removes much of the emotion from investing.
At FSM Global, you can start your investing journey across a wide range of investment products, including Unit Trusts, ETFs, and Managed Portfolios (MAPS).
Whether you're a first-time investor, opening a beneficiary account for your kids, or setting up a corporate account, FSM Global encourages and rewards you for taking the next step in your investing journey with us.
Why Invest Through a Regular Savings Plan?
A Regular Savings Plan allows you to:
- Invest consistently regardless of market conditions
- Build wealth gradually over time
- Reduce the impact of market timing
- Start with affordable investment amounts
- Develop disciplined investing habits
Better still, there is no fixed commitment for an RSP — you may pause or terminate it at any time at no cost.
ETFs – Diversified Exposure to Global Markets
Exchange-Traded Funds (ETFs) have become one of the most popular investment products in recent years.
An ETF holds a collection of assets — such as stocks, bonds, or commodities — that typically tracks an underlying index, like the S&P 500. This means that with a single purchase, investors gain instant diversification across dozens or even hundreds of companies.
With FSM Global's Regular Savings Plan, you can invest regularly into selected ETFs and build a diversified portfolio over time from as little as S$50 per month.
Recommended ETFs (2026)
- US Market Core: Vanguard S&P 500 ETF (NYSE: VOO) or iShares Core S&P 500 UCITS ETF (LSE: CSPX)
- Internet & Digital Transformation: Invesco NASDAQ Internet ETF (NASDAQ:PNQI)
- AI & Semiconductor Growth: Global X Asia Semiconductor ETF (HKEX:3119)
- Singapore Blue-Chip Exposure: Amova Singapore STI ETF (SGX:G3B)
- China Technology Leaders: iShares Hang Seng TECH ETF (HKEX:3067)
Check out our ETF Focus List here.
Unit Trusts – Professional Fund Management
Unit Trusts are actively managed by professional fund managers who conduct in-depth research, identify investment opportunities, and construct diversified portfolios on your behalf — so you don't have to.
Whether you're seeking growth, income, or a blend of both, there is a Unit Trust suited to your financial goals.
Recommended Unit Trusts (2026)
- Malaysia Growth Opportunities: abrdn Malaysian Equity SGD
- Singapore Dividend Income: Amova Singapore Dividend Equity SGD Fund
- European Equity Exposure: Eastspring Investments Unit Trusts - Pan European SGD
- Japan Growth Opportunities: Eastspring Investments - Japan Dynamic AS SGD
- Global Technology Leaders: Fidelity Global Technology A-ACC-USD
- Korean Innovation & Growth: JPMorgan Funds - Korea Equity A (acc) USD
- China Long-Term Growth: LionGlobal China Growth Fund
- Global Income Solutions: PIMCO Income Fund
Check out our Recommended Funds here.
MAPS – Let the Experts Manage Your Portfolio

Managed Portfolios (MAPS) are designed for investors who prefer a hands-off investment experience.
Our investment team monitors markets, manages portfolio allocations and makes investment decisions on your behalf.
Simply choose a portfolio that matches your risk profile and investment objectives and let our investment team do the rest. Assess my risk level >
Check out our Managed Portfolio homepage here.
Earn Up to S$58 in Cash Rewards
Simply complete the qualifying activities below to receive cash rewards credited into your FSM Cash Account.
Activity | Reward |
Open an FSM Global Account | S$18* |
Deposit S$1,000 (or foreign currency equivalent) | S$10* |
Successful RSP into Funds | S$10 |
Successful RSP into ETFs | S$10 |
Successful RSP into MAPS | S$10 |
Maximum Reward | S$58 |
*The S$18 account opening reward and S$10 deposit reward will only be awarded if at least one successful RSP investment is completed within the Qualifying Period and a minimum combined balance of S$1,000 is maintained at the end of the Qualifying Period.
How to Earn Your Rewards
Step 1: Open an FSM Global Account.
Eligible Reward: S$18*
Step 2: Deposit at least S$1,000 (or foreign currency equivalent).
Eligible Reward: S$10*
Step 3: Perform at least one successful investment via a Regular Savings Plan (RSP) into:
- Unit Trusts (Funds)
- Exchange-Traded Funds (ETFs)
- Managed Portfolios (MAPS)
Eligible Reward: S$10 per eligible product category
Step 4: Maintain a minimum combined balance of S$1,000 across your FSM Cash Account and/or investment holdings at the end of the Qualifying Period.
Things to Note
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Start Your Global Investing Journey Today
Whether you're building wealth for the future, generating passive income, or simply getting started with investing, FSM Global provides the tools and investment solutions to help you achieve your goals.
Open your FSM Global account today, start investing through an RSP, and earn up to S$58 in cash rewards while building long-term investing habits.
Check out the FSM Global Welcome Rewards – Terms & Conditions here.
