FSM Global Welcome Rewards – Terms & Conditions

The FSM Global Welcome Rewards Promotion (the “Promotion”) is valid from 1^st July 2026 (the “Promotional Period”) until further notice.

1. Eligibility

The Promotion is applicable to:

a. New FSM Global Account Holders who:

• Open a new Personal, Corporate or Beneficiary FSM Global account on or after the Promotion start date; and
  
• Have not cancelled any FSM Global account within the 12 months prior to the new account opening date.
  

b. Existing FSM Global Account Holders who:

• Open a Beneficiary FSM Global account on or after the Promotion start date; and
  
• Have not cancelled any FSM Global account within the 12 months prior to the new account opening date.
  

This Promotion applies to one or more Beneficiary accounts. However, all required activities/tasks must be completed independently for each account.

2. Promotion Requirements

To qualify for the Promotion, participants must complete “2a” to “2c”:

a. Open a Personal, Corporate or Beneficiary FSM Global account.

b. Net deposit a minimum of S$1,000 (or foreign currency equivalent) into the account.

• The net deposit amount can be deposited and accumulated any time within 40 days from the account opening date (the “Qualifying Period”). Using the cash deposits to purchase investments during the Qualifying Period does not disqualify them from the total.
  

c. Perform at least one successful investment via a Regular Savings Plan (RSP) during the Qualifying Period into any of the following: 

• Unit Trusts (Funds)
  
• Exchange-Traded Funds (ETFs) 
  
• Managed Portfolios (MAPS) 
  

Participants may use the initial S$1,000 deposit for any investment available on the FSM Global website or mobile application.

3. Rewards Structure

Upon completing:

a.  Account opening 

b. Minimum deposit of S$1,000 (or foreign currency equivalent)

c. At least one RSP investment 

Eligible participants will receive S$38 for completing “a” to “c”. 

Participants may earn up to S$58 in total rewards by completing additional RSP investments across different product types.

4. Completion Requirements

a. All promotional activities must be completed within the Qualifying Period from the first login to the new account.

b. Participants must maintain a minimum account balance of S$1,000 (or equivalent) in:

1. FSM Cash Account and/or 
2. Investment holdings

at the end of the Qualifying Period.

c. RSP(s) must be successfully set up and deducted within the Qualifying Period.

d. The S$18 reward from opening FSM Global Account successfully and S$10 reward from depositing S$1,000 (or foreign currency equivalent) will only be redeemable when at least one RSP activity is completed successfully within the Qualifying Period from the account opening.

For illustration:

5. Rewards (S$38 / S$48 / S$58) will be credited in the form of FSM Cash Account credits within 4 weeks after the 40^th day from the eligible participant’s account opening date.

6. Transactions using SRS, CPFIS-OA and CPFIS-SA are not eligible for this Promotion.

7. Each account holder is entitled to receive the reward only once during the Promotional Period.

8. The Promotion is valid on a per-account basis; multiple accounts cannot be combined for eligibility.

9. FSM Global reserves the right to amend the Terms and Conditions without prior notice.

10. In the event of any dispute, FSM Global’s decision shall be final, and no correspondence or appeals will be entertained.

Disclaimer(s):

Investment products involve risk, including the possible loss of the principal amount invested. Past performance is not indicative of future performance and yields may not be guaranteed.

All materials and contents found in this advertisement are strictly for information purposes only and should not be considered as an offer or solicitation to deal in any investment products. You should consider carefully if the investment products you are purchasing are suitable for your investment objective, experience, risk tolerance and other personal circumstances. If you are uncertain about the suitability of the investment product, please seek advice from a financial adviser, before making a decision to purchase the investment products. Please read our full disclaimer on the website.

While iFAST Financial Pte Ltd and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subject to change without notice.

This advertisement has not been reviewed by the Monetary Authority of Singapore.