[National Day Promo] Celebrate Singapore with 5.8% local cashback*!

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What to do this National Day?

We’re keeping close to home this August with 5.8% cashback* on ALL local spending. From local restaurants and bars, trending cafes to groceries, shopping and entertainment, take advantage of this exciting NDP deal with all your loved ones this special month, right here at home!

Promotion

Enjoy 5.8% cashback* on all local spending, no minimum spend. Capped at $58. Valid from 1^st August 2023 – 31^st August 2023.

If it’s not yet clear, Singapore is turning 58! Happy 58^th National Day, Singapore!

*Terms and Conditions Apply

5Cs Singaporeans need from their cards

What does every kiasu Singaporean want from their card? The FSMOne Debit Card delivers for you:

1.       Carrots: Only, no sticks. Aka rewards, spend only ONCE and get a welcome bonus (up to 1,400 Rewards Points) on your first card transaction. Enjoy birthday month benefits (up to 2,500 Rewards Points). Find out more here.

2.       Cash convenience: Spend your dividend & investment proceeds directly.

3.       Cashback*: While debit cards are lesser known for their rewards and savings as compared to credit cards, the FSMOne Debit Card has both local and overseas cashback.

4.       Credibility: Low crime doesn’t mean no crime! Lock your card on the go to prevent payments from unauthorised sources and get instant push notification alerts for every transaction.

5.       Commitment-free: NO FX admin fee and platform fees, NO annual or sign-up fee, and NO minimum spend or income

There is no queue, apply for the card here within minutes!

If you do not have an existing FSMOne account, you will have to create one before applying for the FSMOne Debit Card.

*Terms and Conditions – National Day Cashback Promotion (the “Promotion”)                                                      

1.       The FSMOne National Day Cashback Promotion (the “Promotion”) is valid from 1^st August 2023 – 31^st August 2023 (the “Promotional Period”).

2.       The Promotion is applicable to the following cards (collectively “Qualifying Cards”)

a         FSMOne Crimson Debit Card

b        FSMOne Black Debit Card

Read more about the differences here.

3.       An eligible cardmember (the “Cardmember”) is defined as a FSMOne client who is currently holding on to and have not cancelled any Qualifying Cards within the last 6 months.

4.       By participating in the Promotion, the Cardmember acknowledges that he/she has read, understood, and agree to be bound by all terms and conditions stated herein. iFAST Financial Pte Ltd (“iFAST”) reserves the right to amend the Terms and Conditions without prior notification.

5.       To successfully be eligible for the Promotion, the Cardmember has to fulfill these criteria:

a.       Possess an activated Qualifying Card;

b.       Has spent using the Qualifying Card; and

c.       Be among the first 158 Cardmembers to successfully spend in Singapore based on the Qualifying Card’s transaction date during the Promotional Period (“Eligible Transactions”):

6.      5.8% cashback is only applicable to spending in Singapore for this Promotion. Other spending will receive 1% cashback. Cashback cannot be stacked.

7.       Cashback is subject to a cap of S$58 in total during the Promotional Period per Cardmember for this Promotion regardless of the number of Qualifying Cards registered under the Cardmember's FSM account(s).

8.       Eligible Transactions are identified via their MCCs. These MCCs are assigned by Mastercard and/or the Qualifying Cards issuer and may be subject to changes at any point of time. If the merchants are not classified and/or classified under another category code not related to the relevant MCCs, transactions made at these merchants will not be eligible for the cashback. For the avoidance of doubt, the list of MCCs is not under the purview of iFAST and iFAST is not responsible for the category code assigned to a transaction.

9.   Cashback is calculated based on the date of transaction in that calendar month. Cashback earned for the current month’s transactions will be credited 4 to 6 weeks after the end of the current month and reflected in the Cardmember’s debit card/ account statement.

10.   iFAST reserves the right to reject or clawback any cashback granted or to be granted to the Cardmember in the case of any fraudulent, dishonest or inappropriate conduct as determined at its  sole discretion. Such activities include but are not limited to the provision of any false details, the provision of any third party’s information without consent and any other fraudulent or malicious actions.

11. iFAST's decision on all matters regarding the Promotion is final. 

12.   Cashback granted under this Promotion is strictly non-exchangeable under all circumstances (including but not limited to any closure, suspension, loss or expiry of the Cardmember’s FSMOne account). For the avoidance of doubt, the Cardmember shall not be entitled to any compensation, refund or alternative prize due to a failure to claim or use the cashback.

General Debit Card Issuer Terms & Conditions apply. Please refer to the full Debit Card Issuer Terms & Conditions here. 
All debit cards are issued and powered by Nium, an entity regulated by the Monetary Authority of Singapore as a major payment institution under License No. PS20200276. iFAST is obligated to act accordingly to withdraw monies held under trust in your iFAST Cash Account to your debit card separately issued by the card issuer for payment services independently administered by the card issuer.

This advertisement has not been reviewed by the Monetary Authority of Singapore.