If this Condition 6(c) is specified as being applicable in the relevant Final Terms, Notes shall be redeemable at the option of the Issuer, subject to Condition 6(j) (Supervisory Consent). In such case, the Issuer may at any time or, if so specified in the relevant Final Terms, on any call option date specified therein (which shall be an Interest Payment Date, in the case of Floating Rate Notes), on giving (in accordance with Condition 13 (Notices)), not less than 30 nor more than 60 days' notice to the Noteholders (or such other period specified in the relevant Final Terms) (such notice being irrevocable) specifying the date fixed for such redemption, on the date so fixed, redeem all of such Notes (or, if so specified in the relevant Final Terms and subject as therein specified, some only of the Notes) at the Early Redemption Amount (Call), together with interest accrued and unpaid thereon, if any, to the date fixed for redemption.

One time Issuer Call at 100% of Nominal Amount, exercisable on the Par Call Date in whole but not in part.

Par Call Date: 22 May 2032

Redemption upon Loss Absorption Disqualification Event

If this Condition 6(i) is specified as being applicable in the relevant Final Terms, then, following the occurrence of a Loss Absorption Disqualification Event and subject to Condition 6(j) (Supervisory Consent), the Issuer may, on giving not less than 30 nor more than 60 days' notice (or such other period specified in the relevant Final Terms) (ending, in the case of Floating Rate Notes, on an Interest Payment Date) to the Trustee (with a copy to the Principal Paying Agent) and to the Noteholders in accordance with Condition 13 (Notices), at its option, redeem all, but not some only, of the Notes (such option to redeem being referred to herein as a "Loss Absorption Disqualification Event Early Redemption Option") at the Loss Absorption Disqualification Event Early Redemption Price specified in the relevant Final Terms, together with interest accrued and unpaid, if any, to the date fixed for redemption.

"Loss Absorption Disqualification Event" in relation to any Series of Notes, shall be deemed to have occurred if such Series of Notes becomes fully or partially ineligible to count towards the Issuer's and/or the Group's minimum requirements for (A) own funds and eligible liabilities and/or (B) loss absorbing capacity, in each case as determined in accordance with and pursuant to the relevant Loss Absorption Regulations applicable to the Issuer and/or the Group, as a result of any:

(a) Loss Absorption Regulation becoming effective after the Issue Date of the first Tranche of such Series of Notes; or

(b) amendment to, or change in, any Loss Absorption Regulation, or any change in the application or official interpretation of any Loss Absorption Regulation, in any such case becoming effective on or after the Issue Date of the first Tranche of such Series of Notes,

provided, however, that a Loss Absorption Disqualification Event shall not occur where the exclusion of the Notes from the relevant minimum requirement(s) is due to the remaining maturity of the Notes being less than any period prescribed by any applicable eligibility criteria for such minimum requirement(s) under the relevant Loss Absorption Regulations effective with respect to the Issuer and/or the Group on the Issue Date of the first Tranche of Notes of the relevant Series;