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TM Protect 1

Tokio Marine

Long-Term Care

Category

Health Insurance

Coverage

Disability

Coverage Term

Up to age 70

Overview

TM Protect 1 is a disability insurance plan that pays out a monthly benefit for your chosen 3 or 6 years if the life assured is certified with inability to perform at least 1 out of 6 activities of daily living (ADL). Plan is guaranteed renewal with no medical examinations required.

Key Features

  • Receive monthly benefit for your chosen 3 or 6 years.
  • Payout commence from inability to perform at least 1ADL.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

iFAST Digital Term

One plan for your basic protection needs.

Designed to complement your Shield plans.
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