Maternity 360
Income Insurance
Category
Health Insurance
Coverage
Death, Medical, Hospitalisation
Coverage Term
Discrete Term 3 3
Overview
Maternity 360 is a single premium 3 year term insurance plan that provides comprehensive coverage for you and your baby. It covers hospital care, pregnancy complications, congenital illnesses., and outpatient phototherapy benefit.
Key Features
- Covers if your child is diagnosed with any insured congenital illnesses.
- Purchase from as early as 13 weeks into your pregnancy.
- Choose to take up a new policy based on a simplified health declaration after the birth of your child.
Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.
(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.
