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ReadyBuilder (II)

Manulife

Category

Savings

Coverage

Death, Terminal Illness

Coverage Term

Whole Life

Overview

ReadyBuilder (II) is a savings plan that provides flexibility when growing your wealth. Receive the option to pause your premiums while keeping your policy in force or get a Retrenchment Benefit in the event of prolonged unemployment. Appoint a secondary life insured and continue your wealth accumulation up to age 120.

Key Features

  • Withdraw your money whenever you need it to fund key milestones in your life.
  • Guaranteed acceptance, no health questions asked.
  • Continue wealth accumulation to age 120.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Savings Plan

Endowments, also known as savings plans, require the policyholder to pay a fixed amount for a specified time period (e.g. one-off payment or regularly for 5 to 25 years) and are seen as a disciplined way to save. Endowment plans are offered on a participating basis and will accumulate cash values. You may either receive these cash values at designated policy years or at maturity of policy. Endowments also allow you to surrender your policy and cash out should you urgently require cash.

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