[PROMOTION] Enjoy UPSIZED REWARDS when you refer your friend to join and insure with us

Insurance Share & Care – Refer-a-friend program: Enjoy UPSIZED REWARDS when you refer your friend to join FSMOne and get insured

Know of a friend who is looking for a trusted adviser to speak to? Invite your friends to join our Insurance Share & Care program and be rewarded while doing so!

Get $30 for every friend you refer, and your friend gets $20 if he/she purchases life insurance with us.* This program is valid from 27 March 2024 to 31 May 2024. *Terms and Conditions apply.

Your Friend + Insurance @ FSMOne = Your Unstoppable Rewards – How this program works:

Step 1: Share about our program with your friend and get him/her to specify your referral code in the following format when opening a FSMOne Account

Format: INS_Refno (e.g. INS_P0123456)

Step 2: Once your friend’s (the "Referee") account is opened, all he/she has to do is to purchase a life policy within 6 weeks. Upon successful purchase, you (the "Referrer") will be eligible for a $30 cash account reward, and your friend will be eligible for a $20 cash account reward!

The Pitch - 3 Reasons Why Insurance @ FSMOne

Our digital solution for insurance - Just answer 3 questions online to get $1 million life coverage

We like to keep things simple, and believe that getting insurance does not have to be a complicated process. This is why we designed iFAST Digital Term, a fully digital product that you can easily apply and purchase by yourself online without having to go through an adviser. This is unlike traditional insurance applications that requires you to wait for the insurer to issue an interim cover or official cover. With our iFAST Digital Term plan, easily get up to $1 million life coverage online just by answering 3 health questions. Annual premiums start from just $230 per year for $1 million life coverage.*

(Read more: "iFAST Digital Term - Now Available on FSMOne")

Our commission rebate program

At FSMOne, we pride ourselves with being transparent and we want you to know what you are paying for. This is why we have our commission rebate program where we will rebate a percentage of the total commissions that we receive from the insurer to you. With FSMOne offering up to 45% commission rebate, this allows you to enjoy greater savings when you insure with us.

Find out more about our commission rebate program here.

Insurance products available on FSMOne

With products from over 10 insurers available on our platform, we are confident that we can offer an insurance solution to suit your protection needs. Click here to view life insurance plans available on FSMOne, or reach out to us if you would like to find out more

*Terms and Conditions:

1. The Insurance Share&Care – Refer-a-Friend Program is valid from from 27 March to 31 May 2024, both dates inclusive (the "Campaign Period").
2. Cash Account Credits (the "Reward") will be credited to eligible client's FSMOne Cash Account
3. To be eligible for the Reward,

a. A new FSMOne client (the "Referee") must successfully open a new FSMOne Account during the Campaign Period using the referral code from an existing FSMOne client (the "Referrer"), and

b. Referee must successfully submit a purchase for a new life policy within 6 weeks after their FSMOne account is opened.

4. Both eligibility conditions must be fulfilled to receive the Reward. No Reward will be given if any of the eligibility condition is not fulfilled.
5. Referee must be the policyholder of the new insurance plan purchased to be eligible for the Reward. The Referee will be eligible for 1x $20 reward per insurance purchased.
6. Eligible clients will have the Reward credited to their FSMOne Account within 6 to 8 weeks after the end of the Campaign Period.
7. Individuals may make multiple client referrals during the Campaign Period. There is no limit on the numbers of times the Referrer can refer a new client.
8. All life policies, including iFAST Digital Term, are eligible for this Campaign.
9. By participating in this Campaign, you acknowledge and consent to the collection, use and disclosure of your personal data by iFAST to receive marketing correspondence related to this Campaign via various communication forms, not limited to email, sms, call, fax, etc.
10. This campaign will supersede the previous Insurance Share&Care campaign.
11. iFAST reserves the right to replace the reward of similar value without prior notification.
12. iFAST reserves the right to amend the Terms and Conditions without prior notification and has the final decision on qualification of the Reward.

Disclaimer

1. *Premiums generated for an age 30, non-smoker female. Accurate as of 18 March 2024.
2. This advertisement has not been reviewed by the Monetary Authority of Singapore.
3. All materials and contents found in this advertisement does not have any regard to the specific financial objectives, financial situation and particular needs of any specific person. You are advised to read the key product documents, including but not limited to the product summary, before deciding whether the product is suitable for you. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product.
4. Please note that a life policy is not a savings account or deposit.
5. Buying a life policy is a long term-commitment. Early termination of the policy usually involves high costs, and the surrender value, if any, may be zero or less than the total premiums paid.
6. iFAST Digital Term and its riders are issued and underwritten by Raffles Health Insurance Pte Ltd and distributed by iFAST Financial Pte Ltd (“iFAST”).