Save $60* with our special SG60 deal for you

Did you know that 21% of Singaporeans are underinsured?

Underinsurance occurs when an individual has insufficient coverage to fully cover the potential cost of their loss, resulting in a protection gap. With 21% of Singaporeans underinsured, this means that many lack the coverage required to support their loved ones in the event of the unexpected.

Getting covered is easier than you think and we have just the solution for you – iFAST Digital Term.

Key benefits of iFAST Digital Term:

iFAST Digital Term is an online term life insurance plan that allows you to purchase coverage directly — no adviser required.

• Premiums start from just $11.50** a year for $50,000 coverage.
• Receive immediate protection when you choose iFAST Digital Term. Simply answer 3 or 4 health questions and have your policy issued instantly. Have one less thing to worry about when you pick iFAST Digital Term.
• Tips on how you can hack this insurance plan here: Master your protection journey with these insider iFAST Digital Term tips!

[Promotion] It’s Singapore’s birthday but you get a present too! 🎁

From now till 15 August 2025, get protected with iFAST Digital Term and receive $60 rebates* on your first-year premiums. This means that you could potentially get up to 91% off^ your iFAST Digital Term insurance plan! Hurry, promotion is valid for a limited time only.

Estimated first year premiums for $300,000 base iFAST Digital Term coverage:

	Annual premiums	Commission rebate (FSM Ruby tier)	SG60 discount*	First-year premiums payable
Age 30, Female	$69	$2.47	$60	$6.53
Age 30, Male	$102	$3.65	$60	$38.35

Premiums are for a non-smoker profile for iFAST Digital Term and are accurate as of 2 July 2025.

Get up to 91% off^ your iFAST Digital Term insurance plan here:

Step 1: Fill in your basic details to get a free quote online, or log into your FSMOne account to have these details pre-filled for you.

Step 2: Purchase iFAST Digital Term with a minimum sum assured of $300,000 and get $60 rebates* on your first-year premiums.

Step 3: Apply your Promo code “SG60” at policy purchase page. Proceed to make payment with your SGD Cash Account and your policy will be issued immediately!

Click here to watch a step-by-step guide to locating and purchasing iFAST Digital Term.

Available Products on FSMOne Insurance

Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment, General Insurance (Personal and Commercial) from AIG, Allianz, Cigna, Chubb, Etiqa Insurance, FWD Insurance, Great Eastern, Henner, Income, Liberty, Manulife, MSIG, Raffles Health Insurance, Singlife, Sompo, Tokio Marine, and QBE. *Please check with our team if the product you want is available on FSMOne Insurance

Information obtained from:
https://www.lia.org.sg/media/3974/lia-pgs-2022-report_final_8-sep-2023.pdf
Information retrieved on 2 July 2025.

*Terms and Conditions:

1. This SG60 Campaign (the “Campaign”) is valid from 18 July 2025 to 15 August 2025, both dates inclusive (the “Campaign Period”).

2. $60 rebate on first-year premiums (the “Reward”) will be given as FSMOne Cash Account Credits and will be awarded for new iFAST Digital Term purchases made during the Campaign Period. To qualify for the Reward, purchase must be made for a minimum sum assured amount of $300,000 base coverage, and the promo code "SG60" must be entered on the “Policy Purchase” page during your payment process to be eligible for the Reward. For the avoidance of doubt, only one promo code can be used per purchase.

3. Cash Account credit will be processed within 3 weeks after the end of the Campaign Period.

4. Each client is entitled to receive a maximum of $60 Cash Account credits.

5. Client must be an FSMOne account holder to receive the Reward. New account holders are also eligible for this promotion. Clients without the FSMOne account are not eligible for the Reward. Name of the policyholder must match the name registered with the FSMOne Account Number in order to be eligible for the Reward.

6. FSMOne cash account must be active to be eligible for the Reward. Suspended or dormant accounts will not be eligible for the Reward.

6. For the avoidance of doubt, iFAST Digital Term renewals are not eligible for the Reward.

7. FSMOne reserves the right to replace the reward of similar value without prior notification.

8. FSMOne reserves the right to amend the Terms and Conditions without prior notification and has the final decision.

Disclaimer(s):
**Profile: Age 30, non-smoker female for $50,000 base iFAST Digital Term coverage
^Profile: Age 30, non-smoker female for $300,000 base iFAST Digital Term coverage. This discount of up to 91% is rounded to the nearest whole number and takes into consideration the $60 rebate and 30% commission rebate that eligible clients will receive for their new purchase.
All materials and contents found in this advertisement are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. This advertisement is not a contract of insurance.
Insurance products are underwritten by the respective insurance partners and distributed by iFAST Financial Pte Ltd (“iFAST”). You are advised to review the specific terms, conditions and exclusions in the relevant policy contract.
All materials and contents found in this advertisement do not have any regard for the specific financial objectives, financial situation and particular needs of any specific person. You are advised to read the key product documents, including (but not limited to) the product summary, precise terms, conditions and exclusions specified in the relevant policy contract and consider carefully before deciding whether the product is suitable for you. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product.
While iFAST and its third-party providers strive to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice. More information on iFAST Digital Term can be found here: https://secure.fundsupermart.com/fsmone/insurance/ifast-digital-term.
Purchasing a life insurance policy is a long-term commitment, and early termination may involve significant costs. The surrender value, if any, may be zero or less than the total premiums paid.
This advertisement has not been reviewed by the Monetary Authority of Singapore.