Overview
FSM Rewards Programme
FSM+ Accredited Investors
Referral
Rewards Catalogue
FSM Prestige FSM+
RubySilverGoldDiamondFSM+ Accredited Investors
StatusrubyIconsliverIcongoldIcondiamondIcon
rubyPlusIconsilverPlusIcongoldPlusIcondiamondPlusIcon
Qualifying AUA< SGD 100,000 SGD 100,000 -
SGD 199,999
SGD 200,000 -
SGD 499,999
> SGD 500,000Tiered accordingly to AUA
General
No Rewards Points Expiry --(Gold+ and Diamond+ only)
Priority Invitation To Closed-Door Events--
Exclusive Rewards Items for Redemption--
Exclusive Access toFSM Investment Academy-(Silver+, Gold+ and Diamond+ only)
Transactions Rewards Points*+10%+20%+30% Tiered accordingly to Status (Extra 10% for Gold+ and Diamond+ only)
Holdings Rewards Points*+10%+20%+30%
Ad hoc Promotion Rewards Points
(As per promotion T&Cs)		+10%+20%+30%
FSM Referral Programme**5,000 Points+10%+20%+30%
Rewards Points on Your First Transaction*1,000 Points+10%+20%+30%
Invest during your Birthday Month*800 Points1,200 Points1,800 Points2,500 PointsTiered accordingly to Status
Stocks / ETFs
Processing Fee
SGX Stocks
SGD 8.80 flat fee permanently
SGX ETFs
SGD 3.80 flat fee permanently
HKEX Stocks--
HKD 50 flat fee permanently
(Gold+ and Diamond+ only)
HKEX ETFs
HKD 38 flat fee permanently
Please refer to the detailed fees/charges for other currencies transactions and trade amalgamation conditions.
Subscription to new SGX IPO private placement issue----
Subscription to new HKEX IPO issue----
New
Product Financing
----
Monthly Market Data Subscription Services (Live Stock Prices/Market Depth)+10% off+20% offTiered accordingly to Status
Wholesale / Retail Bonds
Trade bonds via Bond Express from as low as SGD 5,000----
Unit Trusts
0% Platform Fee for Unit Trusts---
(Diamond+ only)
Access to Restricted Funds----
Insurance (Commission Rebate)
Insurance Product(s)*30%35%40%45%Tiered accordingly to Status
*Only for policies paid with cash and upon inception. Click here to find out how our commission rebate works.
Debit Card New
Cashback*
Earn 1% cashback* on your FSM Debit Card spending.*Click here to view the Terms & Conditions.
Rewards Points on Your Birthday Month
Transact at least SGD 1,000 in at least one of the following types of products within your birthday month.
- Unit Trust
- MAPS
- Bonds (either buy or sell)
- Stocks (either buy or sell)
or
Spend at least SGD 500 with your FSM Debit Card within your birthday month.
800 Points1,200 Points1,800 Points2,500 PointsTiered accordingly to Status
Rewards Points on Your First Transaction
Unit Trusts+1,000 Points+10%+20%+30% Tiered accordingly to Status
(Extra 10% for Gold+ and Diamond+ only)
Wholesale Bonds
Retail Bonds
Bond Express
Stocks
ETFs
Managed Portfolio (MAPS)
Debit Card
Yes / Supported
-No / Not applicable
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Important Note

*Please read our Terms & Conditions for more details on our Rewards Programme and the additional perks for first time transaction(s) on various products.

** Please read our FAQ for more details on our Referral Programme.

How FSM Rewards Points Are Calculated?

ProductsHoldingsRewards Points
Transaction Based (Excluding CPF & SRS Transactions)
Bonds For every SGD 1,000 worth of transaction
(includes both buy and sell) 		80
Stocks
(Including DLCs and Warrants) 		8
Holdings Based
Unit TrustsFor every SGD 1,000.0025 per Year
Bonds
MAPS
Stocks & ETFs
(Including DLCs and Warrants) 		SGD 1,000.00 - SGD 99,999.99500 per Year
SGD 100,000.00 - SGD 499,999.991,250 per Year
SGD 500,000.00 - SGD 999,999.992,500 per Year
> SGD 1,000,000.005,000 per Year
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