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RAFFLES SHIELD STANDARD

Raffles Health Insurance

Hospital

Category

Health Insurance

Coverage

Hospitalisation

Coverage Term

Yearly Renewable

Overview

Raffles Shield is an Integrated Shield Plan that complements your MediShield Life. This plan can to help cover the cost of surgical, hospitalisation and other medical needs. Reimbursements are subjected to the benefit's limit of compensation, deductibles and co-insurance. 4 plans available: Standard, B, A, Private. Option to add on Raffles Hospital Option to gain access to private hospital facilities at a lower price tag.

Key Features

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Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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