Home/Insurance/Insurance Factsheet

PrimeShield

Income Insurance

Long-Term Care

Category

Health Insurance

Coverage

Disability

Coverage Term

Up to age 65

Overview

PrimeShield is designed to complement your Basic ElderShield with enhanced long-term coverage against severe disability. Receive a monthly disability benefit of up to S$3,000 if you have a severe disability and a guaranteed lifetime payout if severe disability persist. There is also a lump sum benefit payable upon severe disability and dependant care benefit if dependants are under 21 years old.

Key Features

  • Guaranteed lifetime payout.
  • Flexibility to use up to S$600 from your MediSave account to pay for your PrimeShield premiums.
  • Comprehensive benefits that include dependent care benefit and get-well benefit or death benefit.

Earn up to 45% commission rebates*

*For eligible insurance plans only

null
Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

iFAST Digital Term

One plan for your basic protection needs.

Designed to complement your Shield plans.
Get Insured Instantly - Just answer 3 questions and get up to S$1 million coverage in minutes!

ifast-digital-term-banner-img